33245 Cardinal Dr, Afton, OK 74331 Property Records

Delaware County property record for 33245 Cardinal Dr, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 2010
Lot Size	0.533 acres (23,258 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2020)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24N22E-21-0-80137-003-0017`

Property Details

APN / Parcel Number

Primary APN	`24N22E-21-0-80137-003-0017`
Alternative APNs	`24N22E-21-0-00137-003-0017` `0016713` `16713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,258 sqft (0.533 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16713
Street Address	33245 CARDINAL DR
City	AFTON
State	OK
Zip	74331-6370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVES BIRD ISLAND LOT 17 BLOCK 3 2326-41 2473-119 (TOD)
Legal Range	22E
Legal Township	24N
Legal Section	21
Legal Subdivision	CLEORA-COVES BIRD ISLAND
Legal Block	3
Legal Lot Number	17
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2031
Census Tract	375804

Owner

33245 Cardinal Dr is owned by two individuals who acquired it in January 2023.

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11802 DD RD, MONTEZUMA, KS 67867-8835
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Transfer on Death Deed, Transfer
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	Jul 7, 2009 · Amount on File
Deed Document Number	20204471
Deed Book / Page	2326 / 41
Last Transfer Date	Jan 10, 2023
Transfer Doc	002473/119
Record Updated	Oct 29, 2026

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OK
Recording Date	Jan 12, 2023
Property Address	33245 CARDINAL DR, AFTON, OK 74331-6370
Document Number	002473/119
Book / Page	2473 / 119
Instrument Date	Jan 10, 2023
Instrument	I-2023-000317
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33245 CARDINAL DR, AFTON, OK 74331-6370

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jun 17, 2020
Property Address	33245 CARDINAL DR, AFTON, OK 74331-6370
Document Number	0002326/41
Book / Page	2326 / 41
Instrument Date	Jun 5, 2020
Instrument	2020-004471
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11802 FLU ROAD, MONTEZUMA, KS 67867

Mortgage

Document Number	2020004472
Date	Jun 17, 2020
Instrument	2020-004472

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 33245 Cardinal Dr was $2,525, down 0.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Elementary School District	Cleora Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,456 (+5%) Land $2,359 Building $30,097	$282,228 (-9.74%) Land $20,515 Building $261,713
2025	$2,525.00 (-0.12%)	$30,911 (+5%) Land $2,247 Building $28,664	$312,668 (+0.03%) Land $23,750 Building $288,918
2024	$2,528.00 (+9.34%)	$29,439 (+5%) Land $2,140 Building $27,299	$312,584 (+28.21%) Land $23,750 Building $288,834
2023	$2,312.00	$28,038 Land $2,013 Building $26,025	$243,800 Land $17,500 Building $226,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33245 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33245 Cardinal Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services, Wisper ISP.

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