3324 SE 12th St, Ocala, FL 34471 Property Records

Marion County property record for 3324 SE 12th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1971
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Apr 2020)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2786-005-018`

Property Details

APN / Parcel Number

Primary APN	`2786-005-018`
Alternative APNs	`0666408000` `666408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,312 sqft
1st Floor Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 95 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Patio Area	86 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3324 SE 12TH ST
City	OCALA
State	FL
Zip	34471-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 22 TWP 15 RGE 22 PLAT BOOK F PAGE 078 HIGHLANDS MANOR BLK E LOT 18
Legal Range	22E
Legal Township	15S
Legal Section	22
Legal Subdivision	HIGHLANDS MANOR
Legal Block	E
Legal Lot Number	18
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2021
Census Tract	2100

Owner

3324 SE 12th St is owned by two individuals who bought it in April 2020.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5202 NW 62ND PL, OCALA, FL 34482-2831
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Warranty Deed, Transfer RICHARD CARNEVALE
Jul 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	202045091
Deed Book / Page	7181 / 105
Prior Transfer Date	Jun 8, 2017
Prior Transfer Doc	0066130424
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 30, 2020
Property Address	3324 SE 12TH ST, OCALA, FL 34471-2944
Document Number	0071810105
Book / Page	007181 / 000105
Instrument Date	Apr 20, 2020
Instrument	45091
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5202 NW 62ND PL OCALA FL 344822831, OCALA, FL 34482-2831

Mortgage

Document Number	71810106
Date	Apr 30, 2020
Book Page	007181/000106
Instrument	45092

Lender

Name	RICHARD CARNEVALE
Address	5370 SE 17TH ST, OCALA, FL 34480-1128

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Interest

Rate	8.5%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Jul 20, 2017
Property Address	3324 SE 12TH ST, OCALA, FL 34471-2944
Document Number	0066130424
Book / Page	006613 / 000424
Instrument Date	Jun 8, 2017
Instrument	66261
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4975 SE 38TH ST OCALA FL 344800607, OCALA, FL 34480-0607

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Jan 17, 2017
Property Address	3324 SE 12TH ST, OCALA, FL 34471-2944
Document Number	0065170375
Book / Page	6517 / 0375
Map Reference	MB F PG78&79
Instrument Date	Jan 13, 2017
Instrument	2017004068
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	BRICK CITY TITLE INS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2640 NE 42ND RD, 2640, OCALA, FL 34470-3311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 SE 38TH ST, OCALA, FL 34480-0607

Mortgage

Document Number	2017004069
Date	Jan 17, 2017
Instrument	2017004069

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3324 SE 12th St was $3,259.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00	$168,604	$177,634 Land $61,845 Building $115,789
2023	$2,875.00 (+13.59%)	$139,342 (-4.71%) Land $53,010 Building $86,332	$157,999 (+8.05%) Land $53,010 Building $104,989
2022	$2,531.00	$146,232 Land $53,010 Building $93,222	$146,232 Land $53,010 Building $93,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3324 SE 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3324 SE 12th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet, T-Mobile.

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