3324 Pond Pine Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3324 Pond Pine Rd, Saint Cloud, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,806 sqft Heated Area
Lot Size	6,055 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2021)
Tax Bill	$5,496.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`127917`
Alternative APN	`302632261700011630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,806 sqft Heated Area
Gross Area	2,642 sqft Gross Area
1st Floor	1,806 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,055 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	352 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	127917
Street Address	3324 POND PINE RD
City	SAINT CLOUD
State	FL
Zip	34773-6020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 163
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2617
Legal Block	1
Legal Lot Number	163
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2182
Census Tract	43801

Owner

Source: Osceola County records · APN 127917

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3324 POND PINE RD, SAINT CLOUD, FL 34773-6020
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Aug 26, 2005 · Amount on Record
Deed Doc Number	2021107591
Deed Book / Page	5999 / 2433
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 12, 2021
Property Address	3324 POND PINE RD, SAINT CLOUD, FL 34773-6020
Document Number	0059992433
Book / Page	5999 / 2433
Map Reference	MB 17 PG 10
Instrument Date	Jun 23, 2021
Instrument	2021107591
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ARTESIAN TITLE, ARTESIAN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 JO AL CA AVE, WINTER PARK, FL 32789-3937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 POND PINE ROAD, SAINT CLOUD, FL 34773
Investor	Possibly a Property Investor

Mortgage

Document Number	0059992435
Date	Jul 12, 2021
Instrument	5999/2435

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,496.00 (-19.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$291,100 (+1.43%) Land $65,000 Building $226,100	$291,100 (+1.43%) Land $65,000 Building $226,100
2023	$6,817.00 (+8.98%)	$287,000 (+10.13%) Land $65,000 Building $222,000	$287,000 (+10.13%) Land $65,000 Building $222,000
2022	$6,255.00	$260,600 Land $60,000 Building $200,600	$260,600 Land $60,000 Building $200,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 680 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.