Shelby County property record for 3324 Keystone Ave, Memphis, TN 38128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,225 sqft · built 1973 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Mar 2023) |
| Tax Bill | $822 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-0015-0-0023 |
| Primary APN | 09-0015-0-0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Utility Area | 45 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,125 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3324 KEYSTONE AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38128-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | NS KEYSTONE |
| Legal Subdivision | FAIRFIELD ESTATES SEC D |
| Legal Lot Number | 43 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20521 |
3324 Keystone Ave is owned and occupied by an individual who bought it in March 2023.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3324 KEYSTONE AVE, MEMPHIS, TN 38128-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Jul 22, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage GOODLEAP LLC |
| Jul 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on File |
| Deed Sale | Mar 15, 2023 · Amount on File |
| Prior Sale | Dec 31, 1996 · Amount on File |
| Deed Document Number | 202320717 |
| Prior Transfer Date | Jun 25, 1996 |
| Prior Transfer Doc | 0000002147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 15, 2023 |
| Property Address | 3324 KEYSTONE AVE, MEMPHIS, TN 38128-1734 |
| Document Number | 0023020717 |
| Map Reference | MB 53 PG 62 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 23020717 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Title Company | REALTY TITLE & ESCROW CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3324 KEYSTONE AVE, MEMPHIS, TN 38128-1734 |
| Document Number | 0023020718 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 23020718 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Number | 0023020719 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 23020719 |
| Name | UNITED HOUSING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MEMPHIS, TN 38118 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 22, 2022 |
| Property Address | 3324 KEYSTONE AVE, MEMPHIS, TN 38128-1734 |
| Document Number | 0022082246 |
| Map Reference | MB 53 PG 62 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 22082246 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3324 KEYSTONE AVE, MEMPHIS, TN 38128-1734 |
| Document Number | 0022082247 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 22082247 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3324 KEYSTONE AVE, MEMPHIS, TN 38128-1734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021082664 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 21082664 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 3324 Keystone Ave was $822.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $822.00 | $30,575 Land $2,625 Building $27,950 | $122,300 Land $10,500 Building $111,800 |
| 2023 | $26,000 Land $2,400 Building $23,600 | ||
| 2022 | $1,583.00 | ||
| 2021 | $104,000 Land $9,600 Building $94,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3324 Keystone Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3324 Keystone Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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