3324 FM 2446, Franklin, TX 77856 Property Records

Robertson County property record for 3324 FM 2446, Franklin, TX 77856

Property Summary

Property Type	Single Family Home
Details	2,736 sqft · built 2022
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,837 (2026)
Deeds & Mortgages	Oct 2022 Construction Loan Oct 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`003215-000120`

Property Details

APN / Parcel Number

Primary APN	`003215-000120`
Alternative APN	`81500`

Interior

Building Area	2,736 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	131,551 sqft (3.02 acres)

Location & Zoning

Account Number	81500
Street Address	3324 FM 2446
City	FRANKLIN
State	TX
Zip	77856-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SANDIFER ESTATES SUBD PHASE II 1459/649 3.02 ACRES
Legal Lot Number	12
Jurisdiction	ROBERTSON TX
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3050
Census Tract	960300

Owner

3324 FM 2446 is owned and occupied by two individuals.

Source: Robertson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3324 FM 2446, FRANKLIN, TX 77856-4055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF HUNTSVILLE
Oct 17, 2022	Deed of Trust, Mortgage · Construction Mortgage ROBERTSON COUNTY BANK BRANCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TX
Property Address	3324 FM 2446, FRANKLIN, TX 77856-4055
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18320 LYDIA SPRINGS DR, PFLUGERVILLE, TX 78660-5584

Mortgage

Document Number	00001509/1
Date	Oct 17, 2022
Book Page	1509/1
Instrument	20224073

Lender

Name	FIRST NATIONAL BANK OF HUNTSVILLE
Type	Bank
Address	HUNTSVILLE, TX 77340

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 17, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TX
Property Address	3324 FM 2446, FRANKLIN, TX 77856-4055
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18320 LYDIA SPRINGS DR, PFLUGERVILLE, TX 78660-5584

Mortgage

Document Number	001508/787
Date	Oct 17, 2022
Book Page	1508/787
Instrument	20224072

Lender

Name	ROBERTSON COUNTY BANK BRANCH
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3324 FM 2446 was $4,837 with a homeowner's exemption, up 24.2% from the year before.

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Robertson County
Unified School District	Franklin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,837.00 (+24.25%) Homeowner's exemption	$311,461 (-9.25%)	$356,446 (+3.86%) Land $82,950 Building $273,496
2025	$3,893.00 Homeowner's exemption	$343,213 Land $79,950 Building $263,263	$343,213 Land $79,950 Building $263,263
2023		$152,627 Land $77,950 Building $74,677	$152,627 Land $77,950 Building $74,677
2022	$720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3324 FM 2446 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3324 FM 2446 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTSON COUNTY WSC serves 3,611 people · EPA ID TX1980013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Rise Broadband, Windstream.

Nearby Properties on FM 2446

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