3324 Explorer Dr, Sacramento, CA 95827 Property Records

Sacramento County property record for 3324 Explorer Dr, Sacramento, CA 95827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1962
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`068-0102-007-0000`

Property Details

APN / Parcel Number

Primary APN	`068-0102-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3324 EXPLORER DR
City	SACRAMENTO
State	CA
Zip	95827-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD 5
Legal Description	LINCOLN VILLAGE 02, LOT 313
Legal Subdivision	LINCOLN VILLAGE 02
Legal Lot Number	313
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	2
Census Block	2012
Census Tract	9004

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage SUMMIT FNDG
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016
Deed Sale	Dec 28, 2016
Prior Sale	May 14, 2010 · Amount on Record
Deed Book / Page	20161228 / 811
Prior Transfer Date	Nov 30, 2016
Prior Transfer Doc	0000000811
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904

Mortgage

Document Number	0000001256
Date	Mar 29, 2021
Instrument	202103291256

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904

Mortgage

Document Number	0000001179
Date	Mar 28, 2022
Instrument	2022032801179

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904

Mortgage

Document Number	2021102700809
Date	Oct 27, 2021
Instrument	2021102700809

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904

Mortgage

Document Number	3290000001256
Date	Mar 29, 2021
Book Page	20210329/1256

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904
Document Number	1910040924
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3324 EXPLORER DR SACRAMENTO CA 958272904, SACRAMENTO, CA 95827-2904

Mortgage

Document Number	1910040924
Date	Oct 4, 2019
Instrument	1910040924

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3324 EXPLORER DR, SACRAMENTO, CA 95827-2904
Document Number	1805180642
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3324 EXPLORER DR SACRAMENTO CA 958272904, SACRAMENTO, CA 95827-2904

Mortgage

Document Number	1805180642
Date	May 18, 2018
Instrument	1805180642

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2038

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Rancho Cordova City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$207,343 (+2%) Land $41,465 Building $165,878
2025	$2,474.00 (+2.27%)	$203,278 (+4.04%) Land $40,652 Building $162,626
2024	$2,419.00 (+2.46%)
2023	$2,361.00 (+1.77%)	$195,386 Land $39,074 Building $156,312
2022	$2,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - SUBURBAN ROSEMONT private · serves 54,893 people · EPA ID CA3410010
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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