3324 Estelle Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3324 Estelle Ter, Silver Spring, MD 20906

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,144 sqft · built 1960
Lot Size0.16 acres (6,956 sqft)
Owner2 Individual Names on File
Last Sale$299,000 (Mar 2015)
Tax Bill$5,928 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01315660

Property Details

APN / Parcel Number

Primary APN13-01315660
Alternative APN
  • 01315660

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,144 sqft Living Area
1st Floor Area1,244 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,956 sqft (0.16 acres)
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01315660
Street Address3324 ESTELLE TER
CitySILVER SPRING
StateMD
Zip20906-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionGREENWOOD KNOLLS 499 0/628
Legal SubdivisionGREENWOOD KNOLLS
Legal BlockJ
Legal Lot Number51
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2011
Census Tract703402

Owner

3324 Estelle Ter is owned and occupied by two individuals who acquired it in June 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address3324 ESTELLE TER, SILVER SPRING, MD 20906-3913
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2015 · Amount on File
Deed SaleMar 13, 2015 · Amount on File
Deed Book / Page49951 / 203
Last Transfer DateJun 13, 2025
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address3324 ESTELLE TER, SILVER SPRING, MD 20906-3913
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyJACQUIE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0552610465
DateNov 22, 2017
Book Page55261/465
Lender
NameNEW AMERICA FINANCIAL CORP
TypeFunding / Finance Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3324 Estelle Ter was $5,928.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$464,033 (+4.54%)$504,300 (+13.61%) Land $183,300 Building $321,000
2025$5,928.00$443,900 Land $183,300 Building $260,600$443,900 Land $183,300 Building $260,600
2023$380,967$443,900 Land $183,300 Building $260,600
2022$3,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3324 Estelle Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1979)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3324 Estelle Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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