3324 Celena Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3324 Celena Cir, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,257 sqft Living Area
Lot Size	2,090 sqft (0.048 acres)
Occupancy	Owner Occupied
Last Sale	$169,000 (2019)
Tax Bill	$837.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-26-30-0551-0001-0890`
Alternative APNs	`263010055100010890` `114908`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,257 sqft Living Area
Gross Area	1,736 sqft Gross Area
1st Floor	1,257 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,090 sqft (0.048 acres)
Depth X Width	63.3 ft x 33.3 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Porch Area	239 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3324 CELENA CIR
City	SAINT CLOUD
State	FL
Zip	34769-5901
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MAGNOLIA GLEN PB 14 PG 170 LOT 89
Legal Range	30E
Legal Township	26S
Legal Section	10
Legal Subdivision	MAGNOLIA GLEN
Legal Tract	551
Legal Block	1
Legal Lot Number	89
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2038
Census Tract	43203

Owner

Source: Osceola County records · APN 10-26-30-0551-0001-0890

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3324 CELENA CIR, SAINT CLOUD, FL 34769-5901
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Dec 16, 2003 · Amount on Record
Deed Doc Number	2019139372
Deed Book / Page	5613 / 478
Prior Transfer Date	Oct 03, 2019
Prior Transfer Doc	0056130478
Record Refreshed	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 28, 2019
Property Address	3324 CELENA CIR, SAINT CLOUD, FL 34769-5901
Document Number	0056130478
Book / Page	005613 / 000478
Instrument Date	Oct 03, 2019
Instrument	139372
Transaction Type	Transfer
Record Updated	Nov 08, 2019
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3324 CELENA CIR ST CLOUD FL 347695901, ST CLOUD, FL 34769-5901

Mortgage

Document Number	56130480
Date	Oct 28, 2019
Book Page	005613/000480
Instrument	139373

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$875.00 (+4.54%) Homeowner's exemption	$91,812 (+5.99%)	$225,700 (-2.97%) Land $35,000 Building $190,700
2024	$837.00 (+4.49%)
2023	$801.00 (+5.95%) Homeowner's exemption	$86,627 (+3%)	$232,600 (+39.7%) Land $25,000 Building $207,600
2022	$756.00 Homeowner's exemption	$84,104	$166,500 Land $14,900 Building $151,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.