3324 Byars Rd, Moody, AL 35004 Property Records

St. Clair County property record for 3324 Byars Rd, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,068 sqft · built 1983
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Aug 2020)
Tax Bill	$459 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-07-36-0-001-001.003`

Property Details

APN / Parcel Number

Primary APN	`25-07-36-0-001-001.003`
Alternative APNs	`00508206` `508206` `25317`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00508206
Street Address	3324 BYARS RD
City	MOODY
State	AL
Zip	35004-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4 R&T SURVEY #1 36-16-1
Legal Range	01E
Legal Township	16S
Legal Section	36
Legal Subdivision	R & T #1
Legal Tract	4
Legal Lot Number	4
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1001
Census Tract	40107

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3324 BYARS RD, MOODY, AL 35004-2653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage BANCORPSOUTH
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	May 5, 2014 · Amount on Record
Deed Book / Page	2020 / 9405
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	3324 BYARS RD, MOODY, AL 35004-2653
Document Number	0000053060
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 BYARS RD MOODY AL 350042653, MOODY, AL 35004-2653

Mortgage

Document Number	0000053060
Date	Oct 9, 2020
Instrument	53060

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 21, 2020
Property Address	3324 BYARS RD, MOODY, AL 35004-2653
Document Number	0000009405
Book / Page	DEED 2020 / 9405
Map Reference	MB C PG 80
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 BYARS RD, MOODY, AL 35004-2653

Mortgage

Document Number	MTG202042831
Date	Aug 21, 2020
Instrument	MTG 2020/42831

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$459.00 (+19.22%)	$9,960 (-49.96%)	$99,520 (-) Land $11,400 Building $88,120
2023		$19,904 Land $2,280 Building $17,624	$99,520 Land $11,400 Building $88,120
2022	$385.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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