3324 Atlantic Cir, Naples, FL 34119 Property Records

Collier County property record for 3324 Atlantic Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	3,360 sqft · built 2014
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,000 (Aug 2025)
Tax Bill	$6,985 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`593600 3863B16`

Property Details

APN / Parcel Number

Primary APN	`593600 3863B16`
Alternative APN	`69770000766`

Interior

Stories	1 Story
Building Area	3,360 sqft Living Area
1st Floor Area	3,360 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	364 sqft
Deck Area	1,006 sqft

Location & Zoning

Street Address	3324 ATLANTIC CIR
City	NAPLES
State	FL
Zip	34119-8638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSTONE PLAT TWO LOT 386
Legal Range	26
Legal Township	48
Legal Section	16
Legal Subdivision	RIVERSTONE PLAT 2
Legal Tract	593600
Legal Block	1
Legal Lot Number	386
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1034
Census Tract	11209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3324 ATLANTIC CIR, NAPLES, FL 34119-8638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	20256716946
Deed Book / Page	6497 / 2771
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3324 ATLANTIC CIR, NAPLES, FL 34119-8638
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 ATLANTIC CIR, NAPLES, FL 34119-8638

Mortgage

Document Number	0061513440
Date	Jul 13, 2022
Book Page	6151/3440
Instrument	6281773

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 31, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 7, 2020
Property Address	3324 ATLANTIC CIR, NAPLES, FL 34119-8638
Document Number	0058262040
Book / Page	5826 / 2040
Map Reference	MB 52 PG 7
Instrument Date	Oct 1, 2020
Instrument	5934284
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	999 VANDERBILT BEACH RD STE 200, 999, NAPLES, FL 34108-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 ATLANTIC CIR, NAPLES, FL 34119-8638

Mortgage

Document Number	0058262043
Date	Oct 7, 2020
Instrument	5826/2043

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,027,655 (+37.66%) Land $363,853 Building $663,802	$1,027,655 (+1.66%) Land $363,853 Building $663,802
2025	$6,985.00 (+3.08%) Homeowner's exemption	$746,524 (+5.99%)	$1,010,831 (-8.13%) Land $433,435 Building $577,396
2023	$6,776.00 (-2.84%) Homeowner's exemption	$704,354 (+3%)	$1,100,302 (+14.66%) Land $382,168 Building $718,134
2022	$6,974.00 Homeowner's exemption	$683,839	$959,614 Land $196,902 Building $762,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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