3324 Aspen Ln, Ely, MN 55731 Property Records

St. Louis County property record for 3324 Aspen Ln, Ely, MN 55731

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1.75 ba · 1,522 sqft · built 2017
Lot Size	2.53 acres (110,463 sqft)
Owner	2 Company Names on File
Last Sale	$3,000 (Nov 2025)
Tax Bill	$4,482 (2026)
Deeds & Mortgages	Nov 2025 Transfer Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`465-0365-00100`

Property Details

APN / Parcel Number

Primary APN	`465-0365-00100`
Alternative APNs	`1095402` `1190538`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,522 sqft Gross Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Lot Area	110,463 sqft (2.53 acres)
Garage Area	3,757 sqft

Exterior Amenities

Porch	Patio
Porch Area	352 sqft
Deck Area	192 sqft
Storage Building	25 sqft
Boat House	396 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1190538
Street Address	3324 ASPEN LN
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 2 BLOCK 2 SERIAL #
Legal Subdivision	WOLF WEST
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2060
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0365-00100

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 345, ELY, MN 55731-0345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2025	Intrafamily Transfer, Transfer
Oct 06, 2020	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2025 · Amount on Record
Deed Sale	Nov 04, 2025 · Amount on Record
Deed Document Number	20251521673
Prior Transfer Date	Sep 09, 2016
Prior Transfer Doc	0001293470
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Nov 04, 2025
Property Address	3324 ASPEN LN, ELY, MN 55731
Document Number	0001521673
Instrument Date	Oct 28, 2025
Instrument	1521673
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 345, ELY, MN 55731-0345

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3324 ASPEN LN, ELY, MN 55731
Document Number	00A1394017
Instrument Date	Oct 06, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3324 ASPEN LN ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	00A1394017
Date	Oct 23, 2020
Instrument	A1394017

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 22, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,482.00 (+1.08%) Homeowner's exemption
2025	$4,434.00 (-2.03%) Homeowner's exemption	$530,000 (+3.41%) Land $178,100 Building $351,900	$530,000 (+3.41%) Land $178,100 Building $351,900
2024	$4,526.00	$512,500 (+1.42%) Land $178,100 Building $334,400	$512,500 (+1.42%) Land $178,100 Building $334,400
2022		$505,300 Land $170,000 Building $335,300	$505,300 Land $170,000 Building $335,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370154012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 82% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 9 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Treehouse Broadband Fixed Wireless	250 / 250
Frontier DSL	10 / 1

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