3324 340th St, Stuart, IA 50250 Property Records

Guthrie County property record for 3324 340th St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,152 sqft · built 2009
Lot Size	7.44 acres (324,086 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000789701`

Property Details

APN / Parcel Number

Primary APN	`0000789701`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
Basement Area	2,152 sqft
Finished Basement	1,375 sqft
Unfinished Basement	2,167 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	324,086 sqft (7.44 acres)
Garage Type	Mixed
Garage Area	1,792 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	189 sqft
Deck Area	420 sqft
Patio Area	1,104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3324 340TH ST
City	STUART
State	IA
Zip	50250-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 78 30 PARCEL C SE NW
Legal Range	30W
Legal Township	78N
Legal Section	34
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2011
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3324 340TH ST, STUART, IA 50250-8541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Sep 19, 2017	Deed of Trust, Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	3324 340TH ST, STUART, IA 50250-8541
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201753
Date	Jul 9, 2020
Instrument	2020-1753

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2025

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	3324 340TH ST, STUART, IA 50250-8541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2282
Date	Sep 19, 2017
Book Page	2017/2282
Instrument	2017-2282

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Sep 1, 2021

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,900 (-) Land $138,500 Building $501,400	$639,900 (-) Land $138,500 Building $501,400
2025	$6,596.00 (+64%) Homeowner's exemption	$639,900 (+77.8%) Land $138,500 Building $501,400	$639,900 (+77.8%) Land $138,500 Building $501,400
2024	$4,022.00 (+18.64%)
2023		$359,900 (+35.2%) Land $52,000 Building $307,900	$359,900 (+35.2%) Land $52,000 Building $307,900
2022	$3,390.00 Homeowner's exemption	$266,200 Land $42,000 Building $224,200
2021			$266,200 Land $42,000 Building $224,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 88% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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