3323 River Rd, Johns Island, SC 29455 Property Records

Charleston County property record for 3323 River Rd, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,424 sqft · built 1965
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$647 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`320-00-00-015`

Property Details

APN / Parcel Number

Primary APN	`320-00-00-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	162 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	198 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3323 RIVER RD
City	JOHNS ISLAND
State	SC
Zip	29455-8855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WALPOLE DESCRIPTION -LT 11 SITE NAME -S SIDE APPROX 1735FT E MT ZION SCHOOL
Legal Subdivision	WALPOLE
Legal Lot Number	11
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	3
Census Block	3000
Census Tract	2103

Owner

3323 River Rd is owned and occupied by an individual who acquired it in May 2016.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3323 RIVER RD, JOHNS ISLAND, SC 29455-8855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 31, 2016
Transfer Doc	0559/0762
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Aug 12, 2026
Property Address	3323 RIVER RD, JOHNS ISLAND, SC 29455-8855
Document Number	0000050690
Book / Page	1409 / 124
Instrument Date	Aug 3, 2026
Instrument	202650690
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	SETTLEMENT SERVICES, SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 RIVER RD, JOHNS ISLAND, SC 29455-8855

Mortgage

Document Number	0000050690,
Date	Aug 12, 2026
Book Page	1409/124
Instrument	202650690

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	786 Months
Due	Feb 1, 2092

Interest

Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3323 RIVER RD, JOHNS ISLAND, SC 29455-8855
Document Number	0833/0484
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 RIVER RD JOHNS ISLAND SC 294558855, JOHNS ISLAND, SC 29455-8855

Mortgage

Document Number	0833/0484
Date	Oct 23, 2019
Book Page	000833/000484

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Oct 22, 2092

Interest

Rate Type	Adjustable Rate
Rate	5.69%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3323 RIVER RD, JOHNS ISLAND, SC 29455-8855
Document Number	0833/0483
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 RIVER RD JOHNS ISLAND SC 294558855, JOHNS ISLAND, SC 29455-8855

Mortgage

Document Number	0833/0483
Date	Oct 23, 2019
Book Page	000833/000483

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Oct 22, 2092

Interest

Rate Type	Adjustable Rate
Rate	5.69%

Tax Assessment & Valuation

The 2025 property tax bill for 3323 River Rd was $647, up 9.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$647.00 (+9.29%)	$178,207 (+4,153.15%) Land $42,369 Building $135,838	$262,350 Land $70,450 Building $191,900
2024	$592.00	$4,190
2022	$530.00	$4,190	$193,900 Land $46,100 Building $147,800
2020			$193,900 Land $46,100 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3323 River Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	7 (1989–2017)
Most Recent Claim	Oct 2017 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3323 River Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 84% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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