3323 Flat Creek Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 3323 Flat Creek Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 957 sqft · built 1953
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Jun 2020)
Tax Bill	$439 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0079-00-067.01`

Property Details

APN / Parcel Number

Primary APN	`0079-00-067.01`
Alternative APNs	`00790 00 067.01` `11520`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	957 sqft Living Area
Gross Area	1,328 sqft
Flooring	Wood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Porch	Porch
Porch Area	211 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	11520
Street Address	3323 FLAT CREEK RD
City	LANCASTER
State	SC
Zip	29720-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	BOUNDARY SURVEY FOR JACK W MONTGOMERY
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4014
Census Tract	11001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3323 FLAT CREEK RD, LANCASTER, SC 29720-7418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU
Jun 17, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	20209594
Deed Book / Page	1338 / 125
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	0000009596
Record Updated	Sep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 17, 2020
Property Address	3323 FLAT CREEK RD, LANCASTER, SC 29720-7418
Document Number	0000009596
Book / Page	001338 / 000127
Instrument Date	Jun 16, 2020
Instrument	9596
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3323 FLAT CREEK RD LANCASTER SC 297207418, LANCASTER, SC 29720-7418

Mortgage

Document Number	9595
Date	Jun 17, 2020
Book Page	004034/000140
Instrument	9595

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 17, 2020
Property Address	3323 FLAT CREEK RD, LANCASTER, SC 29720-7418
Document Number	0000009594
Book / Page	001338 / 000125
Instrument Date	Jun 16, 2020
Instrument	9594
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 FLAT CREEK RD LANCASTER SC 297207418, LANCASTER, SC 29720-7418

Mortgage

Document Number	9595
Date	Jun 17, 2020
Book Page	004034/000140
Instrument	9595

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$439.00 (+9.2%)	$3,008 (+14.98%) Land $597 Building $2,411	$114,900 (+75.69%) Land $22,800 Building $92,100
2024	$402.00 (+0.5%)
2023	$400.00 (+0.25%)	$2,616 (-) Land $700 Building $1,916	$65,400 (-) Land $17,500 Building $47,900
2022	$399.00	$2,616 Land $700 Building $1,916	$65,400 Land $17,500 Building $47,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures