3322 W 109th St, Chicago, IL 60655 Property Records

Cook County property record for 3322 W 109th St, Chicago, IL 60655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,170 sqft · built 2013
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2014)
Tax Bill	$7,095 (2023)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-14-410-110`

Property Details

APN / Parcel Number

Primary APN	`24-14-410-110`
Alternative APN	`24-14-410-110-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,160 sqft (0.141 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3322 W 109TH ST
City	CHICAGO
State	IL
Zip	60655-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	GEO W (HILLS) SUB OF PT OF SEC 14-37-13
Legal Range	13E
Legal Township	37N
Legal Section	14
Legal Subdivision	HILLS SUB
Legal Block	14
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2003
Census Tract	740300

Owner

Source: Cook County assessment roll, APN 24-14-410-110, as of May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13354 FOREST RIDGE DR, PALOS HEIGHTS, IL 60463-3160
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2014 · Amount on Record
Deed Sale	May 08, 2014 · Amount on Record
Prior Sale	Aug 12, 2013 · Amount on Record
Deed Document Number	201447069
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3322 W 109TH ST, CHICAGO, IL 60655-2627
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027246184
Date	Sep 29, 2021
Instrument	2127246184

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.17%

Tax Assessment & Valuation

Source: Cook County assessment roll as of May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,883 (+51.69%) Land $7,700 Building $43,183	$508,830 (+51.69%) Land $77,000 Building $431,830
2023	$7,095.00 (+2.53%)
2022	$6,920.00 (-9.7%)	$33,545 (-11.72%) Land $6,160 Building $27,385	$335,450 (-11.72%) Land $61,600 Building $273,850
2021	$7,663.00	$38,000 Land $6,160 Building $31,840	$380,000 Land $61,600 Building $318,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170317403002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 1,017 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0316000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICAGO serves 2,721,308 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.