3322 SE Clayton St, Stuart, FL 34997 Property Records

Martin County property record for 3322 SE Clayton St, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,374 sqft · built 1985
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Oct 1986)
Tax Bill	$7,956 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-052-0033.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-052-0033.0-1-0000`
Alternative APNs	`37-38-41-007-052-00330-1` `33715`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Units	4 Units
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	2,374 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Exterior Amenities

Porch	Screened Concrete Masonry Porch
Porch Area	412 sqft
Deck Area	676 sqft
Patio Area	644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33715
Street Address	3322 SE CLAYTON ST
City	STUART
State	FL
Zip	34997-5129
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 33 35 37 & N 1/2 OF CLOSED ALLEY ADJ BLK 52
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	52
Legal Lot Number	33
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

3322 SE Clayton St, a duplex, is owned by two individuals who bought it in October 1986.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1440 OCEAN DR, 5, VERO BEACH, FL 32963-5301
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1986 · Amount on File
Deed Sale	Oct 1, 1986 · Amount on File
Prior Sale	Amount on File
Deed Book / Page	691 / 1575
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3322 SE CLAYTON ST, STUART, FL 34997-5129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 SE CLAYTON ST, STUART, FL 34997-5129

Mortgage

Document Number	0031712531
Date	Nov 6, 2020
Book Page	3171/2531
Instrument	2848627

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3322 SE Clayton St was $7,956, up 13.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,956.00 (+13.3%)	$344,356	$529,200 Land $80,000 Building $449,200
2024	$7,022.00 (+7.32%)
2023	$6,543.00 (+10.37%)	$284,592 (+1%)	$337,260 (+17.47%) Land $65,000 Building $272,260
2022	$5,928.00	$258,720	$287,100 Land $65,000 Building $222,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3322 SE Clayton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	48 (1995–2020)
Claims Outside the SFHA	9 of 48
Most Recent Claim	May 2020
Claims by Event	Hurricane Frances, Sep 2004 · 26 claims Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3322 SE Clayton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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