3322 Sayward Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3322 Sayward Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,368 sqft · built 2013
Lot Size	0.325 acres (14,175 sqft)
Owner	Individual Name on Record
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-23-08-0-00030-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-08-0-00030-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,368 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,175 sqft (0.325 acres)
Lot Width	140 ft Width

Location & Zoning

Street Address	3322 SAYWARD CV
City	HERNANDO
State	MS
Zip	38632-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MONTCLAIR S/D PHASE 1 LOT 30
Legal Range	08
Legal Township	03
Legal Section	23
Legal Subdivision	MONTCLAIR S/D PHASE 1
Legal Phase	1
Legal Lot Number	30
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jan 30, 2023	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 10, 2023	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 1, 2017	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017
Deed Sale	Dec 1, 2017
Prior Sale	Dec 16, 2013
Deed Document Number	W00842-00447
Deed Book / Page	842 / 447
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730

Mortgage

Document Number	05662/2701
Date	Oct 7, 2025
Book Page	5662/2701

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730

Mortgage

Document Number	05660/3434
Date	Jan 30, 2023
Book Page	5660/3434

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730

Mortgage

Document Number	005655/393
Date	Jan 10, 2023
Book Page	5655/393

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004459/336
Date	Dec 1, 2017
Book Page	4459/336
Instrument	T04459-00336

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004923/643
Date	Apr 14, 2020
Book Page	4923/643

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730

Mortgage

Document Number	005096/694
Date	Nov 23, 2020
Book Page	5096/694

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SAYWARD CV, HERNANDO, MS 38632

Mortgage

Document Number	005382/334
Date	Oct 26, 2021
Book Page	5382/334

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 1, 2017
Property Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730
Document Number	000842/447
Book / Page	842 / 447
Map Reference	PB 102 PG 27
Instrument Date	Dec 1, 2017
Instrument	W00842-00447
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 STROUD CIR, 283, ATOKA, TN 38004-7752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 SAYWARD CV, HERNANDO, MS 38632-5730

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,621.00 (+14.25%)	$25,056 (+34.13%) Land $4,500 Building $20,556	$250,558 (+34.13%) Land $45,000 Building $205,558
2023	$2,294.00	$18,681	$186,809 Land $45,000 Building $141,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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