3322 S Gardner Rd, Oak Grove, MO 64075 Property Records

Jackson County property record for 3322 S Gardner Rd, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,583 sqft · built 1977
Lot Size	2.14 acres (93,492 sqft)
Owner	2 Individual Names on File
Last Sale	$117,200 (Nov 2015)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-900-03-33`

Property Details

APN / Parcel Number

Primary APN	`21-900-03-33`
Alternative APNs	`21-900-03-33-00-0-00-000` `21900033300000001` `765453`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	887 sqft
Basement Area	1,393 sqft
Finished Basement	887 sqft
Unfinished Basement	506 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	93,492 sqft
Lot Width	162 ft Width
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	433 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	765453
Street Address	3322 S GARDNER RD
City	OAK GROVE
State	MO
Zip	64075-7157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD RIDGE LOT 8
Legal Subdivision	COTTONWOOD RIDGE
Legal Block	2
Legal Lot Number	8
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2013
Census Tract	14903

Owner

3322 S Gardner Rd is owned and occupied by two individuals who bought it in November 2015.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3322 S GARDNER RD, OAK GROVE, MO 64075-7157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2015 · Amount on File
Deed Sale	Nov 23, 2015 · Amount on File
Prior Sale	Mar 10, 2008 · Amount on File
Deed Document Number	2015105278
Prior Transfer Date	Jun 3, 1997
Prior Transfer Doc	0000000673
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 22, 2018
Property Address	3322 S GARDNER RD, OAK GROVE, MO 64075-7157
Document Number	0000E14335
Instrument Date	Feb 19, 2018
Instrument	14335E
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3322 S GARDNER RD OAK GROVE MO 640757157, OAK GROVE, MO 64075-7157

Mortgage

Document Number	E16476
Date	Feb 22, 2018
Instrument	16476E

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3322 S Gardner Rd was $3,160, down 22.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Grain Valley R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,230 (-) Land $17,085 Building $28,145	$238,050 (-)
2025	$3,160.00 (-22.64%)	$45,230 Land $17,085 Building $28,145	$238,050
2024	$4,085.00 (+3.55%)
2023	$3,945.00	$58,626 Land $11,489 Building $47,137	$308,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3322 S Gardner Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2017)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3322 S Gardner Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 16 serves 4,075 people · EPA ID MO1020869
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30