3322 Middle Rd, Winchester, VA 22602 Property Records

Frederick County property record for 3322 Middle Rd, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,160 sqft · built 1965
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,218 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`621-B`

Property Details

APN / Parcel Number

Primary APN	`621-B`
Alternative APN	`8019821`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,160 sqft Living Area
Gross Area	5,486 sqft
1st Floor Area	1,023 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,204 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	396 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8019821
Street Address	3322 MIDDLE RD
City	WINCHESTER
State	VA
Zip	22602-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.88 ACRE
Legal Subdivision	1
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	2
Census Block	2016
Census Tract	50900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kernstown Battlefield Historic District listed 2024 · 8 contributing resources · NRIS 100011178

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3322 MIDDLE RD, WINCHESTER, VA 22602-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Oct 4, 2019	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	3322 MIDDLE RD, WINCHESTER, VA 22602-5104
Document Number	0000014984
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3322 MIDDLE RD WINCHESTER VA 226025104, WINCHESTER, VA 22602-5104

Mortgage

Document Number	0000014984
Date	Oct 23, 2020
Instrument	14984

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 4, 2019
Property Address	3322 MIDDLE RD, WINCHESTER, VA 22602-5104
Document Number	0000010538
Instrument Date	Sep 23, 2019
Instrument	10538
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3322 MIDDLE RD WINCHESTER VA 226025104, WINCHESTER, VA 22602-5104

Mortgage

Document Number	10539
Date	Oct 4, 2019
Instrument	10539

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,218.00 (+10.43%)	$607,156 Land $118,000 Building $489,156	$607,156 Land $118,000 Building $489,156
2025	$2,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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