3322 Gardenia Way, Eugene, OR 97404 Property Records

Lane County property record for 3322 Gardenia Way, Eugene, OR 97404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 1969
Lot Size0.247 acres (10,776 sqft)
Owner2 Individual Names on Record
Last Sale$539,000 (Nov 2025)
Tax Bill$4,149 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN17-04-11-11-01100-000

Property Details

APN / Parcel Number

Primary APN17-04-11-11-01100-000
Alternative APNs
  • 1704111101100
  • 0356269

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,570 sqft
1st Floor Area1,920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1978
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,776 sqft (0.247 acres)
Lot Dimensions109 ft deep x 109 ft wide
Garage TypeAttached
Garage Area650 sqft
DrivewayDriveway
Driveway Area300 sqft
Parking Spaces2 Parking Spaces
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant

Location & Zoning

Account Number0356269
Street Address3322 GARDENIA WAY
CityEUGENE
StateOR
Zip97404-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTL 01100
Legal Range04
Legal Township17
Legal Section11
Legal SubdivisionHOLLYVIEW ESTATES
Legal Block6
Legal Lot Number1100
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1018
Census Tract2301

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3286 GARDENIA PL, EUGENE, OR 97404-1772
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Closed-End Mortgage
OREGON COMMUNITY CU
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE COMMUNITY BANK
Jun 14, 2024Deed of Trust, Mortgage · Line of Credit
OREGON COMMUNITY CU
Nov 19, 2025Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Mar 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
OREGON COMMUNITY CU
Dec 19, 2017Warranty Deed, Transfer · ARM
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleDec 19, 2017 · Amount on Record
Deed Document Number202536929
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3322 GARDENIA WAY, EUGENE, OR 97404-1737
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3322 GARDENIA WAY, EUGENE, OR 97404-1737
InvestorPossibly a Property Investor

Mortgage

Document Number0000050399
DateAug 2, 2021
Instrument2021-050399
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97475
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3322 GARDENIA WAY, EUGENE, OR 97404-1737
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3322 GARDENIA WAY, EUGENE, OR 97404-1737

Mortgage

Document Number0000050014
DateJul 30, 2021
Instrument2021-050014
Lender
NameONE COMMUNITY BANK
TypeBank
AddressEUGENE, OR 97401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3322 GARDENIA WAY, EUGENE, OR 97404-1737
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3322 GARDENIA WAY, EUGENE, OR 97404-1737

Mortgage

Document Number0000016526
DateJun 14, 2024
Instrument2024-016526
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
AddressEUGENE, OR 97408
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateNov 19, 2025
Property Address3322 GARDENIA WAY, EUGENE, OR 97404-1737
Document Number0000036929
Map ReferenceMB 31 PG 13
Instrument DateNov 17, 2025
Instrument2025-036929
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3286 GARDENIA PL, EUGENE, OR 97404-1772

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3322 GARDENIA WAY, EUGENE, OR 97404-1737
Transaction TypeMortgage
Record UpdatedNov 14, 2022
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015721
DateMar 31, 2020
Instrument2020-015721
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
AddressEUGENE, OR 97408
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateDec 19, 2017
Property Address3322 GARDENIA WAY, EUGENE, OR 97404-1737
Document Number0000062107
Map ReferenceMB31 PG13
Instrument DateDec 15, 2017
Instrument2017-062107
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyFIRST AMERUICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3322 GARDENIA WAY, EUGENE, OR 97404-1737

Mortgage

Document Number0000062108
DateDec 19, 2017
Instrument2017-062108
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change9.62%
Index10-Year TN
Margin2
Max Rate9.62%

Mortgage

Document Number0000062109
DateDec 19, 2017
Instrument2017-062109
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 18, 2022

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,149.00 (+2.77%)$324,199 (+6.09%)$535,728 (+2.2%) Land $161,834 Building $373,894
2023$4,037.00 (+4.07%)$305,590 (+3%)$524,177 (+11.83%) Land $129,973 Building $394,204
2022$3,879.00$296,690$468,729 Land $132,603 Building $336,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUGENE WATER & ELECTRIC BOARD
serves 176,000 people · EPA ID OR4100287
Water SourceSurface water
Last State InspectionJul 2021
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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