Cumberland County property record for 3322 Arrowhead Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,125 sqft · built 1983 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Mar 2021) |
| Tax Bill | $2,703 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0502-59-2786 |
| Primary APN | 0502-59-2786 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,125 sqft Heated Area |
| 1st Floor Area | 1,125 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 82 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3322 ARROWHEAD RD |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | DEERFIELD PART 2 LO: 180 SE:03 PL:0053-0027 |
| Legal Subdivision | DEERFIELD / BENT TREE |
| Legal Block | 59 |
| Legal Lot Number | 180 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 3602 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3322 ARROWHEAD RD, SPRING LAKE, NC 28390-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2021 · Amount on Record |
| Deed Sale | Mar 1, 2021 · Amount on Record |
| Prior Sale | May 5, 2017 · Amount on Record |
| Deed Document Number | 20219169 |
| Deed Book / Page | 11040 / 782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Mar 1, 2021 |
| Property Address | 3322 ARROWHEAD RD, SPRING LAKE, NC 28390-1539 |
| Document Number | 0110400782 |
| Book / Page | 11040 / 782 |
| Map Reference | MB 53 PG 27 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 9169 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 CANTEBERRY DR, 129, SPRING LAKE, NC 28390-8802 |
| Name | Verified Name |
|---|---|
| Address | 3322 ARROWHEAD RD, SPRING LAKE, NC 28390-1539 |
| Document Number | 9170 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 9170 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | May 5, 2017 |
| Property Address | 3322 ARROWHEAD RD, SPRING LAKE, NC 28390-1539 |
| Document Number | 0100860673 |
| Book / Page | 10086 / 673 |
| Instrument Date | May 2, 2017 |
| Instrument | 14251 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3322 ARROWHEAD RD, SPRING LAKE, NC 28390-1539 |
| Document Number | 14252 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 14252 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPOR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,703.00 | ||
| 2025 | $2,703.00 (+62.34%) | $133,271 (+45.83%) Land $30,000 Building $103,271 | $133,271 (+45.83%) Land $30,000 Building $103,271 |
| 2024 | $1,665.00 (+11.67%) | $91,385 (-) Land $14,000 Building $77,385 | $91,385 (-) Land $14,000 Building $77,385 |
| 2023 | $1,491.00 | $91,385 Land $14,000 Building $77,385 | $91,385 Land $14,000 Building $77,385 |
| 2022 | $1,491.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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