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3321 White Oak Rd, Lorida, FL 33857 Property Records

Highlands County property record for 3321 White Oak Rd, Lorida, FL 33857

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,199 sqft · built 1973
Lot Size0.395 acres (17,246 sqft)
OwnerTrust Name on File
Last Sale$120,000 (Feb 2017)
Tax Bill$732 (2024)
Deeds & MortgagesJan 2022 Transfer
Feb 2017 Sale
Flood ZoneZone AE (high risk)
APNC-33-35-31-A00-00L0-0070

Property Details

APN / Parcel Number

Primary APNC-33-35-31-A00-00L0-0070

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,199 sqft Living Area
1st Floor Area800 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1978
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area17,246 sqft (0.395 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area300 sqft
Deck Area40 sqft
Shed1 Shed
Shed Area240 sqft
Boat HouseBoat House

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address3321 WHITE OAK RD
CityLORIDA
StateFL
Zip33857-9409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionA TRACT OF LAND CALLED LOT 7 IN PARCEL L + FULLY DESC IN OR 570-PG 483 33-35-31/L-0070
Legal Range31E
Legal Township35S
Legal Section33
Legal SubdivisionGOV SEC 33
Legal Lot Number7
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2022
Census Tract961000

Owner

3321 White Oak Rd is owner-occupied and held in a trust since January 2022.

Source: Highlands County records, as of December 12, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address3321 WHITE OAK RD, LORIDA, FL 33857-9409
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Feb 17, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2017 · Amount on File
Deed SaleFeb 17, 2017 · Amount on File
Prior SaleFeb 17, 2017 · Amount on File
Deed Document Number0001842839
Deed Book / Page002566 / 001663
Last Transfer DateJan 12, 2022
Transfer Doc0002072410
Record UpdatedJun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateJan 12, 2022
Property Address3321 WHITE OAK RD, LORIDA, FL 33857-9409
Document Number0002072410
Book / Page2876 / 1867
Instrument DateJan 10, 2022
Instrument2072410
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3321 WHITE OAK RD, LORIDA, FL 33857-9409

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 17, 2017
Property Address3321 WHITE OAK RD, LORIDA, FL 33857-9409
Document Number0001842839
Book / Page002566 / 001663
Instrument DateFeb 10, 2017
Instrument1842839
Transaction TypeTransfer
Record UpdatedMar 16, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 WHITE OAK RD LORIDA FL 338579409, LORIDA, FL 33857-9409

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,755$193,396 Land $35,625 Building $157,771
2024$732.00
2023Homeowner's exemption Senior Citizen's exemption Widower's exemption$81,854 (+3%)$156,729 (+32.09%) Land $11,250 Building $145,479
2022$713.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$79,470$118,655 Land $11,250 Building $107,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3321 White Oak Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation40.9 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 90 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims20 (2002–2023)
Claims Outside the SFHA3 of 20
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3321 White Oak Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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