3321 Topaz Rd, Normal, IL 61761 Property Records

McLean County property record for 3321 Topaz Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,093 sqft · built 2004
Lot Size	0.221 acres (9,614 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Aug 2016)
Tax Bill	$8,475 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-228-008`

Property Details

APN / Parcel Number

Primary APN	`14-24-228-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,093 sqft Living Area
1st Floor Area	1,245 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,614 sqft (0.221 acres)
Lot Dimensions	110 ft deep x 87.4 ft wide
Garage Area	618 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3321 TOPAZ RD
City	NORMAL
State	IL
Zip	61761-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	EAGLES LANDING SUB LT 58
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING SUB
Legal Lot Number	58
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1015
Census Tract	507

Owner

Source: McLean County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3321 TOPAZ RD, NORMAL, IL 61761-9478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ILLINOIS STATE CREDIT UNION
Aug 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage OLD PLANK TRAIL COMMUNITY BANK NA
Jan 25, 2007	Deed of Trust, Mortgage · Conventional Mortgage 1ST ADVANTAGE MORTGAGE LLC
Jan 7, 2011	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jun 23, 2006	Trustee's Deed, Foreclosure · ARM 1ST ADVANTAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2016 · Amount on Record
Deed Sale	Aug 2, 2016 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	201614230
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000012514
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 25, 2026
Property Address	3321 TOPAZ RD, NORMAL, IL 61761-9478
Document Number	0000012514
Instrument Date	Jul 24, 2026
Instrument	202612514
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 TOPAZ RD, NORMAL, IL 61761-9478
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012515,
Date	Aug 25, 2026
Instrument	202612515

Lender

Name	ILLINOIS STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.25%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3321 TOPAZ RD, NORMAL, IL 61761-9478
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201800014340
Date	Aug 29, 2018
Instrument	2018-00014340

Lender

Name	OLD PLANK TRAIL COMMUNITY BANK NA
Type	Bank
Address	MOKENA, IL 60448

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly
Min Rate At Change	3.99%
Max Rate	20%

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3321 TOPAZ RD, NORMAL, IL 61761-9478
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700002407
Date	Jan 25, 2007
Instrument	2007-00002407

Lender

Name	1ST ADVANTAGE MORTGAGE LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2037

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3321 TOPAZ RD, NORMAL, IL 61761-9478
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201100000946
Date	Jan 7, 2011
Instrument	2011-00000946

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2031

June 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 23, 2006
Property Address	3321 TOPAZ RD, NORMAL, IL 61761-9478
Document Number	200600016599
Map Reference	DOC2002R22605
Instrument Date	May 12, 2006
Instrument	2006-00016599
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600016600
Date	Jun 23, 2006
Instrument	2006-00016600

Lender

Name	1ST ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Jul 1, 2011
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	14.5%
Index	1-Year LIBOR
Max Rate	14.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,480 (+21.89%) Land $22,948 Building $97,532	$361,440 (+21.89%) Land $68,844 Building $292,596
2024	$8,475.00 (+6.66%)
2023	$7,946.00	$98,845 Land $18,827 Building $80,018	$296,535 Land $56,481 Building $240,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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