Bedford County property record for 3321 Spinnaker Pt, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,130 sqft · built 1996 |
| Owner | Individual Name on File |
| Last Sale | $153,000 (May 2019) |
| Tax Bill | $858 (2023) |
| Deeds & Mortgages | Nov 2020 Refinance May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101E 10 3321 |
| Primary APN | 101E 10 3321 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 517695 |
|---|---|
| Street Address | 3321 SPINNAKER PT |
| City | FOREST |
| State | VA |
| Zip | 24551-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPINNAKER POINT CONDOUNIT 3321 |
| Legal Subdivision | SPINNAKER POINT |
| Legal Unit | 3321 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30103 |
3321 Spinnaker Pt is owned and occupied by an individual who bought it in May 2019.
Source: Bedford County records, as of August 14, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3321 SPINNAKER PT, FOREST, VA 24551-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| May 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on File |
| Deed Sale | May 13, 2019 · Amount on File |
| Prior Sale | Apr 15, 2016 |
| Deed Document Number | 190004144 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 3321 SPINNAKER PT, FOREST, VA 24551-2058 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | RELIAN TITLE, RELIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0200013948 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 200013948 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 13, 2019 |
| Property Address | 3321 SPINNAKER PT, FOREST, VA 24551-2058 |
| Document Number | 0190004144 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 190004144 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3321 SPINNAKER PT, FOREST, VA 24551-2058 |
| Document Number | 0190004145 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 190004145 |
| Name | JG WENTWORTH HOME LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $858.00 Additional exemption filed | $104,700 | $209,400 Land $45,000 Building $164,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3321 Spinnaker Pt in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3321 Spinnaker Pt is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
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