3321 Pinecrest Cir, Toano, VA 23168 Property Records

James City County property record for 3321 Pinecrest Cir, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1994
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Oct 2025)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-2 07-0-0029`

Property Details

APN / Parcel Number

Primary APN	`22-2 07-0-0029`
Alternative APN	`17081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17081
Street Address	3321 PINECREST CIR
City	TOANO
State	VA
Zip	23168-9064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-29 TOANO TRACE RESUBDIVISION
Legal Subdivision	TOANO TRACE
Legal Lot Number	29
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2005
Census Tract	80402

Owner

Source: James City County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3321 PINECREST CIR, TOANO, VA 23168-9064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Mar 13, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	202515261
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 29, 2025
Property Address	3321 PINECREST CIR, TOANO, VA 23168-9064
Document Number	0202515261
Map Reference	MB 57 PG 84-87
Instrument Date	Oct 8, 2025
Instrument	202515261
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 PINECREST CIR, TOANO, VA 23168-9064

Mortgage

Document Number	0202515262
Date	Oct 29, 2025
Instrument	202515262

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3321 PINECREST CIR, TOANO, VA 23168-9064
Document Number	0000022749
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 PINECREST CIR TOANO VA 231689064, TOANO, VA 23168-9064

Mortgage

Document Number	0000022749
Date	Dec 30, 2020
Instrument	22749

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 13, 2019
Property Address	3321 PINECREST CIR, TOANO, VA 23168-9064
Document Number	0000003446
Instrument Date	Feb 20, 2019
Instrument	3446
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 PINECREST CIR TOANO VA 231689064, TOANO, VA 23168-9064

Mortgage

Document Number	3447
Date	Mar 13, 2019
Instrument	3447

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,275.00 (+6.41%)	$274,200 (+35.81%) Land $67,800 Building $206,400	$274,200 (+35.81%) Land $67,800 Building $206,400
2024	$2,138.00 (+27.64%)
2023	$1,675.00	$201,900 Land $47,300 Building $154,600	$201,900 Land $47,300 Building $154,600
2022	$1,675.00 (+12.04%)
2019	$1,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinecrest Cir

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