3321 Pepper Tree Ln, San Jose, CA 95127 Property Records

Santa Clara County property record for 3321 Pepper Tree Ln, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,408 sqft · built 1954
Lot Size	0.113 acres (4,900 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Apr 2018)
Tax Bill	$15,773 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Line of Credit + 8 more
Flood Zone	Zone D (undetermined)
APN	`599-15-126`

Property Details

APN / Parcel Number

Primary APN	`599-15-126`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,075 sqft
1st Floor Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,900 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3321 PEPPER TREE LN
City	SAN JOSE
State	CA
Zip	95127-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1109 COUNTRY CLUB GARDENS BOOK 41 PAGE 48 PAGE 50 LOT 215
Legal Subdivision	COUNTRY CLUB GARDENS
Legal Tract	1109
Legal Lot Number	215
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3011
Census Tract	503802

Owner

3321 Pepper Tree Ln is owned and occupied by two individuals who bought it in April 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 13, 2018	Grant Deed, Transfer · Conventional Mortgage CITIBANK NYS
Nov 7, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Nov 7, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Nov 7, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 30, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	201823909129
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	0023795104
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132

Mortgage

Document Number	0024846062
Date	Feb 24, 2021
Instrument	24846062

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024066645
Date	Nov 20, 2018
Instrument	24066645

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024066644
Date	Nov 20, 2018
Instrument	24066644

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0024532407
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3321 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

Mortgage

Document Number	0024532407
Date	Jul 10, 2020
Instrument	24532407

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0024329291
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3321 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

Mortgage

Document Number	0024329291
Date	Nov 12, 2019
Instrument	24329291

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 13, 2018
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0023909129
Instrument Date	Apr 5, 2018
Instrument	23909129
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3321 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

Mortgage

Document Number	23909130
Date	Apr 13, 2018
Instrument	23909130

Lender

Name	CITIBANK NYS
Type	Federal Savings Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 7, 2017
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0023795104
Instrument Date	Nov 3, 2017
Instrument	23795104
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3321 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 7, 2017
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0023795105
Instrument Date	Nov 3, 2017
Instrument	23795105
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3321 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 7, 2017
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0023795103
Instrument Date	Nov 3, 2017
Instrument	23795103
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3321 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2017
Property Address	3321 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0023788839
Instrument Date	Oct 30, 2017
Instrument	23788839
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1818 TULLY RD #162A SAN JOSE CA 951221888, 162A, SAN JOSE, CA 95122-1888

Tax Assessment & Valuation

The 2025 property tax bill for 3321 Pepper Tree Ln was $15,773 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,103,234 (+2%) Land $905,255 Building $197,979
2025	$15,773.00 Homeowner's exemption	$1,081,603 Land $887,505 Building $194,098
2023	$13,994.00 (-7.7%) Homeowner's exemption	$1,039,605 Land $853,043 Building $186,562
2022	$15,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3321 Pepper Tree Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3321 Pepper Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile, Verizon.

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