3321 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3321 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1880
Lot Size	0.523 acres (22,825 sqft)
Owner	Individual Name on File
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0074-0001-00`

Property Details

APN / Parcel Number

Primary APN	`500-0074-0001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	770 sqft
2nd Floor Area	462 sqft

Exterior

Year Built	Built 1880
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	22,825 sqft (0.523 acres)
Lot Dimensions	342 ft deep x 15 ft wide
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3321 MOUNT CARMEL RD
City	CINCINNATI
State	OH
Zip	45244-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARMEL RD FT IRR PT LOT 2 EMERY ACRES SUB NO 2 SEC 1
Legal Subdivision	EMERY ACRES SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1034
Census Tract	24901

Owner

3321 Mount Carmel Rd is owned and occupied by an individual who acquired it in August 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3321 MOUNT CARMEL RD, CINCINNATI, OH 45244-4317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2017
Deed Sale	Aug 10, 2017
Prior Sale	Dec 14, 1998 · Amount on File
Deed Document Number	98-237240
Deed Book / Page	7830 / 02567
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3321 MOUNT CARMEL RD, CINCINNATI, OH 45244-4317
Document Number	0000012240
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	CAMBRIDGE LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 MOUNT CARMEL RD CINCINNATI OH 452444317, CINCINNATI, OH 45244-4317

Mortgage

Document Number	0000012240
Date	Feb 13, 2018
Book Page	013604/000521
Instrument	12240

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3321 Mount Carmel Rd was $3,237, up 2.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,237.00 (+2.11%)	$38,035 (-) Land $14,140 Building $23,895
2024	$3,170.00 (+3.66%)	$38,035 (-) Land $14,140 Building $23,895
2023	$3,058.00 (+67.47%)	$38,035 (+156.11%) Land $14,140 Building $23,895	$108,670 Land $40,400 Building $68,270
2022	$1,826.00 Homeowner's exemption	$14,851 Land $11,074 Building $3,777
2020			$42,430 Land $31,640 Building $10,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3321 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 108 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	108 (1978–2025)
Claims Outside the SFHA	6 of 108
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3321 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20