3321 Montecito Blvd, Milton, FL 32583 Property Records

Santa Rosa County property record for 3321 Montecito Blvd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 2018
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,500 (Aug 2017)
Tax Bill	$1,716 (2024)
Deeds & Mortgages	Jun 2018 Loan Modification Dec 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-1N-28-0090-73400-0120`

Property Details

APN / Parcel Number

Primary APN	`40-1N-28-0090-73400-0120`
Alternative APN	`N281400090734000120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,357 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,357 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,288 sqft (0.328 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Shed	1 Shed
Shed Area	1 sqft
Greenhouse	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3321 MONTECITO BLVD
City	MILTON
State	FL
Zip	32583-6284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AVALON BEACH LOTS 12,13,14,& 15 BLK 734 AS DES IN OR 3655 PG 1243 & IN OR 3683 PG 121 & IN OR 3684 PG 108
Legal Range	28W
Legal Township	1N
Legal Section	40
Legal Subdivision	AVALON BEACH
Legal Block	734
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3012
Census Tract	10709

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3321 MONTECITO BLVD, MILTON, FL 32583-6284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Loan Modification, Mortgage · Conventional with PMI PEN AIR FCU
Dec 1, 2017	Quit Claim Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP
Dec 1, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PEN AIR FCU
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	201735317
Deed Book / Page	3655 / 1243
Prior Transfer Date	Aug 22, 2017
Prior Transfer Doc	0036840108
Record Updated	Jun 8, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	3321 MONTECITO BLVD, MILTON, FL 32583-6284
Document Number	0037361116
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3321 MONTECITO BLVD MILTON FL 325836284, MILTON, FL 32583-6284

Mortgage

Document Number	0037361116
Date	Jun 11, 2018
Book Page	003736/001116
Instrument	24168

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate	4%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 1, 2017
Property Address	3321 MONTECITO BLVD, MILTON, FL 32583-6284
Document Number	0036830121
Book / Page	003683 / 000121
Instrument Date	Nov 29, 2017
Instrument	49555
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4958 SAN MIGUEL ST MILTON FL 325835601, MILTON, FL 32583-5601

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 1, 2017
Property Address	3321 MONTECITO BLVD, MILTON, FL 32583-6284
Document Number	0036830122
Book / Page	003683 / 000122
Instrument Date	Nov 29, 2017
Instrument	49556
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4958 SAN MIGUEL ST MILTON FL 325835601, MILTON, FL 32583-5601

Mortgage

Document Number	36830122
Date	Dec 1, 2017
Book Page	003683/000122
Instrument	49556

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 5, 2017
Property Address	3321 MONTECITO BLVD, MILTON, FL 32583-6284
Document Number	0036840108
Book / Page	003684 / 000108
Instrument Date	Aug 22, 2017
Instrument	50020
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4958 SAN MIGUEL ST MILTON FL 325835601, MILTON, FL 32583-5601

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,338 (+2.9%)	$230,338 (-0.74%) Land $20,000 Building $210,338
2024	$1,716.00 (+11.79%) Homeowner's exemption	$157,763 (+3%)	$232,059 (+3.65%) Land $20,000 Building $212,059
2023	$1,535.00 (+3.44%) Homeowner's exemption	$153,168 (+3.24%)	$223,886 (+5.3%) Land $14,000 Building $209,886
2022	$1,484.00 Homeowner's exemption	$148,364	$212,614 Land $14,000 Building $198,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	56 (1995–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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