3321 Earle Ct, Kissimmee, FL 34746 Property Records

Osceola County property record for 3321 Earle Ct, Kissimmee, FL 34746

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,279 sqft · built 2008
Lot Size	1.09 acres (47,785 sqft)
Owner	2 Owner Names on File
Last Sale	$42,000 (Mar 2002)
Tax Bill	$6,010 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`56317`

Property Details

APN / Parcel Number

Primary APN	`56317`
Alternative APN	`082629361100010030`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,279 sqft Heated Area
Gross Area	5,783 sqft
1st Floor Area	2,656 sqft
Upper Floors Area	1,623 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,785 sqft (1.09 acres)
Garage Type	Finished
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	80 sqft
Porch	Open Porch
Porch Area	746 sqft
Deck Area	1,470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56317
Street Address	3321 EARLE CT
City	KISSIMMEE
State	FL
Zip	34746-3781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	KINGS COVE PB 11 PG 167 LOT 3
Legal Range	29E
Legal Township	26S
Legal Section	08
Legal Subdivision	KINGS COVE
Legal Tract	3611
Legal Block	1
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2000
Census Tract	41006

Owner

The current owner of 3321 Earle Ct bought it in March 2002.

Source: Osceola County records, as of December 11, 2025

Owner of Record	2 Owner Names on File
Mailing Address	3321 EARLE CT, KISSIMMEE, FL 34746-3781
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2002 · Amount on File
Deed Sale	Mar 8, 2002 · Amount on File
Deed Document Number	0201401443
Deed Book / Page	02014 / 01443
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3321 EARLE CT, KISSIMMEE, FL 34746-3781
Document Number	0054281837
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 EARLE CT KISSIMMEE FL 347463781, KISSIMMEE, FL 34746-3781

Mortgage

Document Number	0054281837
Date	Nov 2, 2018
Book Page	005428/001837
Instrument	164039

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3321 Earle Ct was $6,010 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,010.00 Homeowner's exemption	$423,270	$721,900 Land $95,000 Building $626,900
2023	$5,638.00 (+3.75%) Homeowner's exemption	$399,362 (+3%)	$632,700 (+7.75%) Land $45,000 Building $587,700
2022	$5,434.00 Homeowner's exemption	$387,731	$587,200 Land $34,000 Building $553,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3321 Earle Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	63.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3321 Earle Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT HILL VILLAGE private · serves 165 people · EPA ID FL3490986
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	TOHO WATER AUTHORITY EASTERN
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20