Osceola County property record for 3321 Cypress Point Cir, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,052 sqft · built 1997 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Jul 1997) |
| Tax Bill | $998 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-1266-0001-0420 |
| Primary APN | 16-26-30-1266-0001-0420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| Gross Area | 1,548 sqft |
| 1st Floor Area | 1,052 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,532 sqft (0.127 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 378 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 438 sqft |
| Patio Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3321 CYPRESS POINT CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | CYPRESS POINT UNIT TWO PB 9 PG 37-38 LOT 42 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CYPRESS POINT UNIT 2 |
| Legal Tract | 1266 |
| Legal Block | 420 |
| Legal Lot Number | 42 |
| Legal Unit | W |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 43208 |
3321 Cypress Point Cir is owned and occupied by two individuals who acquired it in February 2015.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3321 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 1997 · Amount on File |
| Deed Sale | Jul 23, 1997 · Amount on File |
| Prior Sale | Apr 10, 1997 · Amount on File |
| Deed Book / Page | 1418 / 2589 |
| Last Transfer Date | Feb 27, 2015 |
| Transfer Doc | 0047621485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3321 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8884 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3321 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8884 |
| Document Number | 0062571644 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 6257/1644 |
| Instrument | 2022114216 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 25, 2052 |
The 2025 property tax bill for 3321 Cypress Point Cir was $998 with a homeowner's exemption, up 4.4% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $998.00 (+4.39%) Homeowner's exemption | $98,666 | $263,400 Land $60,000 Building $203,400 |
| 2024 | $956.00 (+4.25%) | ||
| 2023 | $917.00 (+5.52%) Homeowner's exemption | $93,094 (+3%) | $248,700 (+18.26%) Land $55,000 Building $193,700 |
| 2022 | $869.00 Homeowner's exemption | $90,383 | $210,300 Land $50,000 Building $160,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3321 Cypress Point Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3321 Cypress Point Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Xfinity.
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