3321 Clovercroft Dr, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 3321 Clovercroft Dr, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	3,148 sqft · built 2016
Lot Size	0.294 acres (12,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (May 2020)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068A-E-056.00-000`

Property Details

APN / Parcel Number

Primary APN	`068A-E-056.00-000`
Alternative APNs	`068A E 05600` `R0111330`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	3,148 sqft Living Area
1st Floor Area	5,945 sqft
Upper Floors Area	1,489 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	12,825 sqft (0.294 acres)
Lot Dimensions	135 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	792 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0111330
Street Address	3321 CLOVERCROFT DR
City	MURFREESBORO
State	TN
Zip	37130-0332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE RESERVE SEC 6
Legal Lot Number	172
Jurisdiction	RUTHERFORD TN
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	41104

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3321 CLOVERCROFT DR, MURFREESBORO, TN 37130-0332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	20202276643
Deed Book / Page	1906 / 3164
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 26, 2020
Property Address	3321 CLOVERCROFT DR, MURFREESBORO, TN 37130-0332
Document Number	RB19063164
Book / Page	001906 / 003164
Instrument Date	May 21, 2020
Instrument	2276643
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,758.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3321 CLOVERCROFT DR MURFREESBORO TN 371300332, MURFREESBORO, TN 37130-0332

Mortgage

Document Number	RB19063166
Date	May 26, 2020
Book Page	001906/003166
Instrument	2276644

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2035

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,025 (+24.61%) Land $45,000 Building $139,025	$736,100 (+24.91%) Land $180,000 Building $556,100
2025	$4,178.00 (+0.26%)	$147,675 (+0.24%) Land $22,500 Building $125,175
2023	$4,167.00	$147,325 Land $22,500 Building $124,825	$589,300 (-0.24%) Land $90,000 Building $499,300
2022			$590,700 Land $90,000 Building $500,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20