Montgomery County property record for 3321 Clay St, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,117 sqft · built 1953 |
| Lot Size | 0.159 acres (6,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Oct 2025) |
| Tax Bill | $6,348 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01225513 |
| Primary APN | 13-01225513 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,337 sqft |
| 1st Floor Area | 1,317 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,944 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01225513 |
|---|---|
| Street Address | 3321 CLAY ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-1158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CONNECTICUT AVENUE E STATES |
| Legal Subdivision | CONN AVE EST |
| Legal Block | 41 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 703404 |
Source: Montgomery County records · APN 13-01225513
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3321 CLAY ST, SILVER SPRING, MD 20902-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 07, 2025 | Warranty Deed, Transfer · Loan Assumption TRUIST BANK |
| Aug 30, 2021 | Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2025 · Amount on Record |
| Deed Sale | Oct 07, 2025 · Amount on Record |
| Prior Sale | Aug 30, 2021 · Amount on Record |
| Deed Book / Page | 69677 / 387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 07, 2025 |
| Property Address | 3321 CLAY ST, SILVER SPRING, MD 20902-1158 |
| Document Number | 0696770387 |
| Book / Page | 69677 / 387 |
| Map Reference | MB 38 PL 2644 |
| Instrument Date | Sep 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3321 CLAY ST, SILVER SPRING, MD 20902-1158 |
| Investor | Possibly a Property Investor |
| Document Number | 0069677393 |
|---|---|
| Date | Oct 07, 2025 |
| Instrument | 69677/393 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 30, 2021 |
| Property Address | 3321 CLAY ST, SILVER SPRING, MD 20902-1158 |
| Document Number | 0639000270 |
| Book / Page | 63900 / 270 |
| Map Reference | MB 38 PL 2644 |
| Instrument Date | Jul 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3321 CLAY ST, SILVER SPRING, MD 20902-1158 |
| Document Number | 63900280 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 63900/280 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,700 (+6.31%) | $571,300 (+18.92%) Land $196,800 Building $374,500 | |
| 2025 | $6,348.00 (+81.84%) | $480,400 (+28.66%) Land $196,800 Building $283,600 | $480,400 (-) Land $196,800 Building $283,600 |
| 2023 | $373,400 | $480,400 Land $196,800 Building $283,600 | |
| 2022 | $3,491.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Radiate Holdings, T-Mobile USA.
Based on FCC filings for 587 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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