3321 Cedar Creek Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 3321 Cedar Creek Rd, Somerset, CA 95684

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,120 sqft · built 1968
Lot Size	46.2 acres (2,012,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$658,000 (May 2021)
Tax Bill	$7,490 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095-040-002-000`

Property Details

APN / Parcel Number

Primary APN	`095-040-002-000`
Alternative APNs	`09504002100` `0950400210`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood
Lot Area	2,012,908 sqft
Patio Area	1,120 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	3321 CEDAR CREEK RD
City	MOUNT AUKUM
State	CA
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	SEC 18 8 12
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3011
Census Tract	31409

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 LAFAYETTE ST, 1, SAN FRANCISCO, CA 94103-2537
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC
Aug 3, 2017	Affidavit of Death, Transfer NOT AVAILABLE
Aug 21, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Document Number	202133200
Prior Transfer Date	Jul 12, 2017
Prior Transfer Doc	0000035001
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 14, 2021
Property Address	3321 CEDAR CREEK RD, SOMERSET, CA 95684
Document Number	0000033200
Instrument Date	May 12, 2021
Instrument	2021-0033200
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	75 LAFAYETTE ST # 1, 1, SAN FRANCISCO, CA 94103-2537

Mortgage

Document Number	0000033201
Date	May 14, 2021
Instrument	2021-0033201

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Aug 3, 2017
Property Address	3321 CEDAR CREEK RD, SOMERSET, CA 95684
Document Number	0000032196
Instrument Date	Jul 12, 2017
Instrument	32196
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27936 PUEBLO CALLE #128 HAYWARD CA 945454506, 128, HAYWARD, CA 94545-4506

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 21, 2017
Property Address	3321 CEDAR CREEK RD, SOMERSET, CA 95684
Document Number	0000035001
Instrument Date	Jul 12, 2017
Instrument	35001
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	27936 PUEBLO CALLE #128 HAYWARD CA 945454506, 128, HAYWARD, CA 94545-4506

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$726,483 (+2%) Land $276,020 Building $450,463
2025	$7,490.00 (+2.04%)	$712,239 (+4.04%) Land $270,608 Building $441,631
2024	$7,340.00 (+2.04%)
2023	$7,193.00 (+1.61%)	$684,583 Land $260,100 Building $424,483
2022	$7,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.3% of the US · above 90% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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