Lewis And Clark County property record for 3320 White Rock Rd, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 925 sqft · built 1992 |
| Lot Size | 0.974 acres (42,427 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,280 (Nov 2025) |
| Tax Bill | $3,563 (2026) |
| Deeds & Mortgages | Jan 2005 Mortgage Mar 2006 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0526409 |
| Primary APN | R0526409 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,427 sqft (0.974 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 378 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 286 sqft |
| Quonset Hut | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000024880 |
|---|---|
| Street Address | 3320 WHITE ROCK RD |
| City | HELENA |
| State | MT |
| Zip | 59602-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIS SUBD, S18, T10 N, R02 W, LOT 2, COS #395557 |
| Legal Range | 02W |
| Legal Township | 10N |
| Legal Section | 18 |
| Legal Subdivision | HARRIS SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 1202 |
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 7, 2005 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Mar 21, 2006 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Aug 10, 2007 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Jun 9, 2005 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Jun 16, 2005 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Aug 19, 2021 · Amount on Record |
| Deed Document Number | 20253443044 |
| Deed Book / Page | 64 / 7705 |
| Prior Transfer Date | Sep 12, 2012 |
| Prior Transfer Doc | M45/8073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M31/8986 |
|---|---|
| Date | Jan 7, 2005 |
| Book Page | M31/8986 |
| Instrument | 3077355 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | HELENA, MT 59601 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Feb 16, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M34/2051 |
|---|---|
| Date | Mar 21, 2006 |
| Book Page | M34/2051 |
| Instrument | 3103979 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | HELENA, MT 59601 |
| Amount | Amount Recorded |
|---|---|
| Term | 182 Months |
| Due | May 6, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M37/0267 |
|---|---|
| Date | Aug 10, 2007 |
| Book Page | M37/0267 |
| Instrument | 3133866 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | HELENA, MT 59602 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Sep 14, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M32/6661 |
|---|---|
| Date | Jun 9, 2005 |
| Book Page | M32/6661 |
| Instrument | 3085572 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | HELENA, MT 59601 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 17, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M32/7089 |
|---|---|
| Date | Jun 16, 2005 |
| Book Page | M32/7089 |
| Instrument | 3086023 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | HELENA, MT 59601 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 18, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Nov 4, 2025 |
| Property Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Document Number | 00M64/7705 |
| Book / Page | M64 / 7705 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 3443044 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FLYING S TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Document Number | 0003443045 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 3443045 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Aug 19, 2021 |
| Property Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Document Number | M59/7579 |
| Book / Page | M59 / 7579 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 3384298 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3320 WHITE ROCK RD, HELENA, MT 59602-9581 |
| Document Number | 3384299 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 3384299 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,563.00 (+180.11%) | $278,700 (-) | |
| 2025 | $1,272.00 (-50.49%) | $278,700 (+2.5%) | $278,700 (+2.5%) Land $97,189 Building $181,511 |
| 2023 | $2,569.00 | $271,900 | $271,900 Land $151,511 Building $120,389 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMESTEAD VALLEY WUA HVHA private · serves 105 people · EPA ID MT0003251 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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