3320 W Durham Ferry Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 3320 W Durham Ferry Rd, Tracy, CA 95304

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,220 sqft · built 1993
Lot Size11 acres (479,160 sqft)
OwnerIndividual Name on File
Last Sale$1,150,000 (Jun 2026)
Tax Bill$4,145 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN255-050-200-000

Property Details

APN / Parcel Number

Primary APN255-050-200-000
Alternative APN
  • 255-050-20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,220 sqft Living Area
1st Floor Area2,220 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Construction TypeMetal Frame
Lot Area479,160 sqft (11 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number255-050-20
Street Address3320 W DURHAM FERRY RD
CityTRACY
StateCA
Zip95304-8871
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG40
Legal DescriptionPARCEL MAPS 3 PG 111 LOT B
Legal Subdivision3-111, PARCEL MAP
Legal Block2
Legal Lot NumberB
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2017
Census Tract5502

Owner

3320 W Durham Ferry Rd, a rural home, is owned and occupied by an individual who bought it in June 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address3320 W DURHAM FERRY RD, TRACY, CA 95304-8871
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Grant Deed, Transfer · Conventional Mortgage
OLD REPUBLIC TITLE
Aug 21, 2023Intrafamily Transfer, Transfer
Aug 16, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2026 · Amount on File
Deed SaleJun 2, 2026 · Amount on File
Deed Document Number202650279
Prior Transfer DateAug 17, 2023
Prior Transfer Doc0000066129
Record UpdatedOct 29, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 2, 2026
Property Address3320 W DURHAM FERRY RD, TRACY, CA 95304-8871
Document Number0000050279
Instrument DateApr 29, 2026
Instrument202650279
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3320 W DURHAM FERRY RD, TRACY, CA 95304-8871

Mortgage

Document Number0000050280,
DateJun 2, 2026
Instrument202650280
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateAug 21, 2023
Property Address3320 W DURHAM FERRY RD, TRACY, CA 95304-8871
Document Number0000066129
Map ReferenceMB 3 PG 111
Instrument DateAug 17, 2023
Instrument2023-066129
Transaction TypeTransfer
Record UpdatedAug 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3320 W DURHAM FERRY RD, TRACY, CA 95304-8871

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3320 W DURHAM FERRY RD, TRACY, CA 95304-8871
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088415
DateAug 16, 2019
Instrument2019-088415
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 9, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3320 W Durham Ferry Rd was $4,145, up 1.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictNew Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,145.00 (+1.47%)
2025$4,085.00$382,752 Land $243,157 Building $139,595
2023$3,895.00 (+1.8%) Homeowner's exemption$367,891 Land $233,716 Building $134,175$1,033,740
2022$3,826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3320 W Durham Ferry Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 W Durham Ferry Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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