3320 Silver Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3320 Silver Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 2001
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-15-4560`

Property Details

APN / Parcel Number

Primary APN	`8402-01-15-4560`
Alternative APNs	`34180201154560` `02183401154560` `3963814.0` `3963814`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,434 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3963814
Street Address	3320 SILVER PALM DR
City	EDGEWATER
State	FL
Zip	32141-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 15456 & 15457 BLK 502 FLORIDA SHORES NO 27 MB 19 PG 247 PER OR 4792 PG 2076 PER OR 7134 PG 1879 PER OR 8611 PG 4152
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	502
Legal Lot Number	15456
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1002
Census Tract	83007

Owner

3320 Silver Palm Dr is owned and occupied by an individual who acquired it in September 2024.

Source: Volusia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3320 SILVER PALM DR, EDGEWATER, FL 32141-6404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK CENTRAL FLORIDA
May 2, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2015
Deed Sale	Jul 1, 2015
Prior Sale	Dec 21, 2001 · Amount on File
Deed Document Number	2015119888
Deed Book / Page	7134 / 1879
Last Transfer Date	Sep 20, 2024
Transfer Doc	0086114152
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3320 SILVER PALM DR, EDGEWATER, FL 32141-6404
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 SILVER PALM DR, EDGEWATER, FL 32141-6404

Mortgage

Document Number	0083090429
Date	Sep 8, 2022
Book Page	8309/429
Instrument	2022209544

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jul 25, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3320 SILVER PALM DR, EDGEWATER, FL 32141-6404
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080234874
Date	Apr 12, 2021
Book Page	8023/4874
Instrument	2021-080781

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3320 SILVER PALM DR, EDGEWATER, FL 32141-6404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077361394
Date	Aug 20, 2019
Book Page	7736/1394
Instrument	2019-164672

Lender

Name	FIFTH THIRD BANK CENTRAL FLORIDA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	3320 SILVER PALM DR, EDGEWATER, FL 32141-6404
Document Number	0075800445
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3320 SILVER PALM DR EDGEWATER FL 321416404, EDGEWATER, FL 32141-6404

Mortgage

Document Number	0075800445
Date	Aug 3, 2018
Book Page	007580/000445
Instrument	156886

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 2, 2046

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3320 Silver Palm Dr was $1,905.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,764 (+71.69%) Land $54,000 Building $196,764	$250,764 (-6.95%) Land $54,000 Building $196,764
2025	$1,905.00 Homeowner's exemption	$146,053	$269,506 Land $54,000 Building $215,506
2023	$1,840.00 (+2.97%) Homeowner's exemption	$137,803 (+3%)	$258,993 (+19.2%) Land $34,000 Building $224,993
2022	$1,787.00 Homeowner's exemption	$133,789	$217,268 Land $29,600 Building $187,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3320 Silver Palm Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 Silver Palm Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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