3320 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 3320 S 3rd St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,008 sqft · built 2023
Lot Size	0.583 acres (25,395 sqft)
Owner	Company Name on File
Tax Bill	$8,644 (2024)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-018500-003700-2`

Property Details

APN / Parcel Number

Primary APN	`48-018500-003700-2`
Alternative APNs	`4801850000370020111` `173835`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	2,008 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,395 sqft (0.583 acres)
Lot Dimensions	235 ft deep x 108 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	112 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3320 S 3RD ST
City	WACO
State	TX
Zip	76706-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	FRENCH J LOT 9 BLOCK 3 ACRES .583
Legal Subdivision	FRENCH J
Legal Block	3
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1004
Census Tract	1900

Owner

Source: McLennan County records · APN 48-018500-003700-2

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1705 STATE LINE RD, ELIZABETHTON, TN 37643-4628
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 08, 2010
Transfer Doc	0000007851
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3320 S 3RD ST, WACO, TX 76706-4118
Document Number	0000013021
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3550 KENDALL LN WACO TX 767053620, WACO, TX 76705-3620

Mortgage

Document Number	0000013021
Date	Apr 22, 2019
Instrument	13021

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$444,190 (+119.64%) Land $81,520 Building $362,670	$444,190 (+119.64%) Land $81,520 Building $362,670
2024	$8,644.00 (+90.65%)
2023		$202,240 Land $81,520 Building $120,720	$202,240 Land $81,520 Building $120,720
2022	$4,534.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090019001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Helmsco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings, Verizon.

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1550008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.