3320 Rain Ct, Hudson, NC 28638 Property Records

Caldwell County property record for 3320 Rain Ct, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1988
Lot Size	0.682 acres (29,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (May 2003)
Tax Bill	$1,363 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03101D 1 57`

Property Details

APN / Parcel Number

Primary APN	`03101D 1 57`
Alternative APN	`119745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,332 sqft Heated Area
Gross Area	2,784 sqft
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,700 sqft (0.682 acres)
Lot Dimensions	220 ft deep x 135 ft wide

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	119745
Street Address	3320 RAIN CT
City	HUDSON
State	NC
Zip	28638-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1445 PG 338 YR 03 ST 216.00
Legal Subdivision	RAIN TREE
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2011
Census Tract	31202

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3320 RAIN CT, HUDSON, NC 28638-9263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHRISTIAN COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2003 · Amount on Record
Deed Sale	May 1, 2003 · Amount on Record
Deed Book / Page	1445 / 338
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Jun 1, 2026
Property Address	3320 RAIN CT, HUDSON, NC 28638-9263
Document Number	0010119408
Book / Page	2166 / 729
Instrument Date	May 29, 2026
Instrument	202610119408
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 RAIN CT, HUDSON, NC 28638-9263

Mortgage

Document Number	0010119408,
Date	Jun 1, 2026
Book Page	2166/729
Instrument	202610119408

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3320 RAIN CT, HUDSON, NC 28638-9263
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020950964
Date	Oct 19, 2023
Book Page	2095/964
Instrument	10089604

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3320 RAIN CT, HUDSON, NC 28638-9263
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020530630
Date	Apr 11, 2022
Book Page	2053/630
Instrument	10070908

Lender

Name	CHRISTIAN COMMUNITY CU
Type	Credit Union
Address	SAN DIMAS, CA 91773

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,363.00 (-4.75%)	$222,800 (-) Land $20,800 Building $202,000
2025	$1,431.00 (+41.96%)	$222,800 (+66.89%) Land $20,800 Building $202,000	$222,800 (+66.89%) Land $20,800 Building $202,000
2023		$133,500 (-) Land $20,800 Building $112,700	$133,500 (-) Land $20,800 Building $112,700
2022	$1,008.00	$133,500 Land $20,800 Building $112,700	$133,500 Land $20,800 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047
Water Source	Purchased surface water from several systems
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rain Ct

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