3320 Pekin St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3320 Pekin St, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 2006
Lot Size	0.192 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,000 (Jun 2013)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`135964`

Property Details

APN / Parcel Number

Primary APN	`135964`
Alternative APN	`272630056200011090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Heated Area
Gross Area	2,196 sqft
1st Floor Area	1,601 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.192 acres)
Garage Type	Finished
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	135964
Street Address	3320 PEKIN ST
City	SAINT CLOUD
State	FL
Zip	34772-7771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MALLARD POND PH 1 PB 17 PGS 127-131 LOT 109
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PHASE 1 - 3
Legal Phase	1
Legal Tract	562
Legal Block	1
Legal Lot Number	109
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3320 PEKIN ST, SAINT CLOUD, FL 34772-7771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Mar 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2013 · Amount on Record
Deed Sale	Jun 28, 2013 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	0044641249
Deed Book / Page	004464 / 001249
Last Transfer Date	Mar 6, 2019
Transfer Doc	0054871686
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3320 PEKIN ST, SAINT CLOUD, FL 34772-7771
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 PEKIN ST, SAINT CLOUD, FL 34772-7771

Mortgage

Document Number	0066401622
Date	Jul 29, 2024
Book Page	6640/1622
Instrument	2024098068

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2039

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 6, 2019
Property Address	3320 PEKIN ST, SAINT CLOUD, FL 34772-7771
Document Number	0054871686
Book / Page	005487 / 001686
Instrument Date	Mar 6, 2019
Instrument	28871
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3320 PEKIN ST ST CLOUD FL 347727771, ST CLOUD, FL 34772-7771

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (+7.01%) Homeowner's exemption	$158,080 (+5.99%)	$288,200 (+5.3%) Land $70,000 Building $218,200
2023	$1,927.00 (+4.16%) Homeowner's exemption	$149,151 (+3%)	$273,700 (+14.9%) Land $60,000 Building $213,700
2022	$1,850.00 Homeowner's exemption	$144,807	$238,200 Land $55,000 Building $183,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Xfinity.

Nearby Properties on Pekin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures