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3320 Oat Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 3320 Oat Ln, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,184 sqft · built 2002
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$3,300,000 (Feb 2026)
Tax Bill$33,085 (2025)
Deeds & MortgagesFeb 2026 Sale
May 2021 Sale
Flood ZoneZone X (moderate risk)
APN31-39-15-00009-0240-00002.0

Property Details

APN / Parcel Number

Primary APN31-39-15-00009-0240-00002.0
Alternative APN
  • 32680

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,184 sqft Living Area
1st Floor Area2,072 sqft
2nd Floor Area1,112 sqft
Interior WallsWallboard/Drywall
Fireplace2 Story

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area5,227 sqft (0.119 acres)
Garage Area554 sqft

Exterior Amenities

Pool Area533 sqft
PorchOpen Porch
Porch Area1,367 sqft
Patio Area897 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number32680
Street Address3320 OAT LN
CityVERO BEACH
StateFL
Zip32963-4737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionWINDSOR PLAT 9 PBI 14-80 BLK 24 LOT 2 TOGETHER WITH THE S 3.5 FT OF LOT 3
Legal Range39
Legal Township31
Legal Section15
Legal SubdivisionWINDSOR PLAT 9
Legal Block24
Legal Lot Number2-3
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3040
Census Tract50506

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Jungle Trail
listed 2003 · 1 contributing resources · NRIS 03000700

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3320 OAT LN, VERO BEACH, FL 32963-4737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Warranty Deed, Transfer
OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW
May 3, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2026 · Amount on Record
Deed SaleFeb 6, 2026 · Amount on Record
Prior SaleMay 3, 2021 · Amount on Record
Deed Document Number3120260005630
Deed Book / Page3836 / 1152
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 6, 2026
Property Address3320 OAT LN, VERO BEACH, FL 32963-4737
Document Number0038361152
Book / Page3836 / 1152
Map ReferenceMB 14 PG 80
Instrument DateFeb 5, 2026
Instrument3120260005630
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyOCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$23,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address433 E WISCONSIN AVE, NEENAH, WI 54956-2964

Transferred To (Grantee/Buyer)

NameVerified Name
Address3320 OAT LN, VERO BEACH, FL 32963-4737

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 3, 2021
Property Address3320 OAT LN, VERO BEACH, FL 32963-4737
Document Number0034170572
Book / Page3417 / 572
Map ReferenceMB 14 PG 80
Instrument DateApr 30, 2021
Instrument3120210031388
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$17,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4230 DUVAL DR, 4230, JACKSONVILLE, FL 32250-5816

Transferred To (Grantee/Buyer)

NameVerified Name
Address3320 OAT LN, VERO BEACH, FL 32963-4737

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,085.00 (+8.07%)$2,343,538 (+5.99%)$2,769,800 (+16.65%) Land $722,500 Building $2,047,300
2023$30,615.00 (+2.5%)$2,211,156 (+3%)$2,374,526 (+10.61%) Land $478,125 Building $1,896,401
2022$29,869.00$2,146,753 Land $573,750 Building $1,573,003$2,146,753 Land $573,750 Building $1,573,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 329 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies434 units insured
incl. 105 condo units
Nearby Flood Claims8 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

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