3320 Mariners Way, Vero Beach, FL 32963 Property Records

Indian River County property record for 3320 Mariners Way, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,851 sqft · built 2022
Lot Size	0.589 acres (25,700 sqft)
Owner	2 Owner Names on File
Last Sale	$177,000 (May 2013)
Tax Bill	$15,714 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2020 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`31-39-10-00001-0000-00006.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-10-00001-0000-00006.0`
Alternative APN	`32389`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,851 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	25,700 sqft (0.589 acres)
Lot Dimensions	225 ft deep x 115 ft wide
Garage Area	690 sqft
Driveway	Driveway
Driveway Area	1,212 sqft

Exterior Amenities

Pool Area	440 sqft
Porch	Open Porch
Patio Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	32389
Street Address	3320 MARINERS WAY
City	VERO BEACH
State	FL
Zip	32963-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	TURTLE COVE SUBDIVISION LOT 6 PBI 10-86
Legal Range	39
Legal Township	31
Legal Section	10
Legal Subdivision	TURTLE COVE SUB
Legal Lot Number	6
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3017
Census Tract	50506

Owner

Source: Indian River County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3320 MARINERS WAY, VERO BEACH, FL 32963-9438
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Sep 28, 2020	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2013 · Amount on Record
Deed Sale	May 15, 2013 · Amount on Record
Prior Sale	Jan 29, 2010 · Amount on Record
Deed Document Number	3120130030327
Deed Book / Page	2667 / 0642
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3320 MARINERS WAY, VERO BEACH, FL 32963-9438
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 MARINERS WAY, VERO BEACH, FL 32963-9438

Mortgage

Document Number	0036311975
Date	Jun 28, 2023
Book Page	3631/1975
Instrument	3120230032620

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3320 MARINERS WAY, VERO BEACH, FL 32963-9438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6004 MORGANSHIRE DR, SUMMERFIELD, NC 27358-7802

Mortgage

Document Number	0033420976
Date	Sep 28, 2020
Book Page	3342/976
Instrument	3120200057623

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,714.00 (+9.47%)	$1,120,622 (+10.67%)	$1,190,136 (+17.53%) Land $393,216 Building $796,920
2023	$14,355.00 (+390.43%)	$1,012,582 (+387.92%) Land $207,531 Building $805,051	$1,012,582 (+387.92%) Land $207,531 Building $805,051
2022	$2,927.00	$207,531 Land $207,531	$207,531 Land $207,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	434 units insured incl. 105 condo units
Nearby Flood Claims	8 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

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