3320 Lady Ct, Sumter, SC 29150 Property Records

Sumter County property record for 3320 Lady Ct, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,990 sqft · built 2023
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$408,700 (Aug 2024)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`184-11-04-007`

Property Details

APN / Parcel Number

Primary APN	`184-11-04-007`
Alternative APN	`17503`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,990 sqft Living Area
1st Floor Area	2,290 sqft
Upper Floors Area	700 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	259 sqft
Patio Area	135 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17503
Street Address	3320 LADY CT
City	SUMTER
State	SC
Zip	29150-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 112 2022-111 0.51 AC
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2000
Census Tract	1701

Owner

3320 Lady Ct is owned and occupied by two individuals who bought it in August 2024.

Source: Sumter County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3320 LADY CT, SUMTER, SC 29150-5350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Deed Document Number	0013302779
Deed Book / Page	1319 / 3650
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	0013193650
Record Updated	Jun 8, 2026

October 2023: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 5, 2023
Property Address	3320 LADY CT, SUMTER, SC 29150-5350
Document Number	0013193650
Book / Page	1319 / 3650
Instrument Date	Oct 2, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3320 LADY CT, SUMTER, SC 29150-5350

Mortgage

Document Number	0013193656
Date	Oct 5, 2023
Instrument	1319-3656

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	7 Months
Due	May 1, 2024

Interest

Rate Type	Adjustable Rate
Rate	9.87%
Change Frequency	Monthly
Index	Prime Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3320 Lady Ct was $3,030.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00	$15,970 Land $2,000 Building $13,970	$399,212 Land $50,000 Building $349,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3320 Lady Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 Lady Ct is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20