Kenton County property record for 3320 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,392 sqft · built 1920 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2023) |
| Tax Bill | $2,440 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-14-094.00 |
| Primary APN | 003-30-14-094.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,392 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 225 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3320 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEDINGER REAR 1,3 LOTS 66 TO 74 NEC HULBERT & ALLEY E ERL RD 50X225' |
| Legal Subdivision | BEDINGER J C |
| Legal Phase | 4 |
| Legal Lot Number | 66 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 64400 |
3320 Hulbert Ave is owned and occupied by two individuals who bought it in June 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3320 HULBERT AVE, ERLANGER, KY 41018-1480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Feb 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG |
| Jan 3, 2017 | Warranty Deed, Transfer · FHA Mortgage VICTORY CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on File |
| Deed Sale | Jun 20, 2023 · Amount on File |
| Prior Sale | Feb 28, 2019 · Amount on File |
| Deed Document Number | 2023333 |
| Deed Book / Page | 231 / 886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 20, 2023 |
| Property Address | 3320 HULBERT AVE, ERLANGER, KY 41018-1480 |
| Document Number | 0005900333 |
| Book / Page | KC 231 / 886 |
| Map Reference | PL 15 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 23062005900333 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6797 EDGEWOOD DR, BURLINGTON, KY 41005-7761 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5351 BAYVIEW DR APT 39, 39, TAYLOR MILL, KY 41015-4152 |
| Document Number | 0005900334 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | KCM 470/191 |
| Instrument | 23062005900334 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 28, 2019 |
| Property Address | 3320 HULBERT AVE, ERLANGER, KY 41018-1480 |
| Document Number | 0000000111 |
| Book / Page | 0C6608 / 000247 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 111 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 561 RIDGE AVE GREENDALE IN 470251546, GREENDALE, IN 47025-1546 |
| Document Number | 113 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 0C6608/000267 |
| Instrument | 113 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 27, 2029 |
| Rate | 12% |
|---|
| Document Number | 112, |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 0C6608/000251 |
| Instrument | 112 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 3, 2017 |
| Property Address | 3320 HULBERT AVE, ERLANGER, KY 41018-1480 |
| Document Number | 0000000045 |
| Book / Page | 0C6065 / 000318 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 45 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3320 HULBERT AVE ERLANGER KY 410181480, ERLANGER, KY 41018-1480 |
| Document Number | 46 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 0C6065/000321 |
| Instrument | 46 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 3320 Hulbert Ave was $2,440.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,000 (-) Land $25,000 Building $160,000 | $185,000 (-) Land $25,000 Building $160,000 | |
| 2025 | $2,440.00 | $185,000 Land $25,000 Building $160,000 | $185,000 Land $25,000 Building $160,000 |
| 2023 | $2,096.00 (+15.99%) | $161,400 (+29.12%) Land $25,000 Building $136,400 | $161,400 (+29.12%) Land $25,000 Building $136,400 |
| 2022 | $1,807.00 | $125,000 Land $20,000 Building $105,000 | $125,000 Land $20,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3320 Hulbert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3320 Hulbert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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