3320 Gillespie St, Sacramento, CA 95838 Property Records

Sacramento County property record for 3320 Gillespie St, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1961
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Aug 2020)
Tax Bill	$3,885 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2026 Second Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`250-0303-001-0000`

Property Details

APN / Parcel Number

Primary APN	`250-0303-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	3320 GILLESPIE ST
City	SACRAMENTO
State	CA
Zip	95838-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	STRAWBERRY MANOR 04, LOT 433
Legal Subdivision	STRAWBERRY MANOR 04
Legal Lot Number	433
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	6705

Owner

3320 Gillespie St is owned and occupied by two individuals who bought it in August 2020.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WHOLESALE WEST LENDING INC
Aug 17, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Aug 17, 2020	Grant Deed, Transfer · Conventional with PMI WHOLESALE W LNDG INC
Jun 11, 2020	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Jun 11, 2020 · Amount on File
Deed Book / Page	20200817 / 1254
Prior Transfer Date	Nov 23, 2005
Prior Transfer Doc	0000002305
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122

Mortgage

Document Number	0000000851
Date	Nov 7, 2022
Instrument	2022110700851

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122

Mortgage

Document Number	0000000541
Date	Jan 5, 2026
Instrument	202601050541

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2021
Property Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122
Document Number	0000001205
Map Reference	MB 61 MAP 34
Instrument Date	Sep 17, 2021
Instrument	2021092401205
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122

Mortgage

Document Number	0000001206
Date	Sep 24, 2021
Instrument	2021092401206

Lender

Name	WHOLESALE WEST LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 17, 2020
Property Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122
Document Number	2008171253
Instrument Date	Aug 11, 2020
Instrument	2008171253
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3320 GILLESPIE ST SACRAMENTO CA 958384122, SACRAMENTO, CA 95838-4122

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 17, 2020
Property Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122
Document Number	2008171254
Instrument Date	Aug 11, 2020
Instrument	2008171254
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3320 GILLESPIE ST SACRAMENTO CA 958384122, SACRAMENTO, CA 95838-4122

Mortgage

Document Number	2008171255
Date	Aug 17, 2020
Instrument	2008171255

Lender

Name	WHOLESALE W LNDG INC
Address	SACRAMENTO, CA 95816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

June 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 11, 2020
Property Address	3320 GILLESPIE ST, SACRAMENTO, CA 95838-4122
Document Number	2006111110
Instrument Date	Jun 2, 2020
Instrument	2006111110
Transaction Type	Construction Loan
Record Updated	Jul 7, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6261 HAZEL AVE #1474 ORANGEVALE CA 956627059, 1474, ORANGEVALE, CA 95662-7059

Mortgage

Document Number	2006111111
Date	Jun 11, 2020
Instrument	2006111111

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3320 Gillespie St was $3,885, up 4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$314,660 (+2%) Land $99,366 Building $215,294
2025	$3,885.00 (+3.96%)	$308,491 Land $97,418 Building $211,073
2024	$3,737.00 (-0.51%)
2023	$3,756.00 (+5.98%)	$296,514 Land $93,636 Building $202,878
2022	$3,544.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3320 Gillespie St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 Gillespie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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