3320 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3320 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,164 sqft · built 1952
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2022)
Tax Bill	$8,262 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-0160-027-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0160-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	1,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	20,038 sqft (0.46 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3320 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	1 OAKVIEW HEIGHTS NO 1 EXC POR DEEDED TO COUNTYFOR R/W DESC IN O R 73 06 07/380
Legal Subdivision	OAKVIEW HEIGHTS
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7602

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3320 GARFIELD AVE, CARMICHAEL, CA 95608-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Grant Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG
Mar 29, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Book / Page	20220609 / 1144
Prior Transfer Date	Jan 27, 2009
Prior Transfer Doc	0000001349
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2022
Property Address	3320 GARFIELD AVE, CARMICHAEL, CA 95608-3213
Document Number	0000001144
Map Reference	MB 52 MAP 2
Instrument Date	Jun 7, 2022
Instrument	2022060901144
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3320 GARFIELD AVE, CARMICHAEL, CA 95608-3213

Mortgage

Document Number	0000001145
Date	Jun 9, 2022
Instrument	2022060901145

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3320 GARFIELD AVE, CARMICHAEL, CA 95608-3213
Document Number	2004210866
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3320 GARFIELD AVE CARMICHAEL CA 956083213, CARMICHAEL, CA 95608-3213

Mortgage

Document Number	2004210866
Date	Apr 21, 2020
Instrument	2004210866

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 29, 2017
Property Address	3320 GARFIELD AVE, CARMICHAEL, CA 95608-3213
Document Number	3290000001040
Book / Page	20170329 / 1040
Map Reference	MB 32 MAP 2
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ORANGE COAST TITLE COMPANY O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3320 GARFIELD AVE, CARMICHAEL, CA 95608-3213

Mortgage

Document Number	201703291041
Date	Mar 29, 2017
Instrument	20170329/1041

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,579 (+2%) Land $227,310 Building $476,269
2025	$8,262.00 (+2.18%) Homeowner's exemption	$689,784 (+4.04%) Land $222,853 Building $466,931
2024	$8,086.00 (+1.63%)
2023	$7,956.00 (+61.97%) Homeowner's exemption	$663,000 Land $214,200 Building $448,800
2022	$4,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

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