McLennan County property record for 3320 Ferndale Dr, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,235 sqft · built 1959 |
| Lot Size | 0.183 acres (7,973 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,630 (Aug 2026) |
| Tax Bill | $3,296 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-046301-008300-1 |
| Primary APN | 48-046301-008300-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| Gross Area | 1,655 sqft |
| 1st Floor Area | 1,235 sqft |
| Flooring | Carpet |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,973 sqft (0.183 acres) |
| Lot Dimensions | 114 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 310 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 85 sqft |
| Patio Area | 64 sqft |
| Greenhouse | 48 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3320 FERNDALE DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | WYNDOVER LOT 2 BLOCK 8 ACRES .183 |
| Legal Subdivision | WYNDOVER |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 2100 |
Source: McLennan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3320 FERNDALE DR, WACO, TX 76706-4255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed, Transfer · Conventional Mortgage NEIGHBORHOOD HSNG SERVICES |
| Mar 12, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Jun 4, 2019 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Aug 25, 2025 |
| Deed Document Number | 202626114 |
| Prior Transfer Date | Jun 4, 2014 |
| Prior Transfer Doc | 0000016378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 14, 2026 |
| Property Address | 3320 FERNDALE DR, WACO, TX 76706-4255 |
| Document Number | 0000026114 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202626114 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3320 FERNDALE DR, WACO, TX 76706-4255 |
| Document Number | 0000026115, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202626115 |
| Name | NEIGHBORHOOD HSNG SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3320 FERNDALE DR, WACO, TX 76706-4255 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 BREWSTER ST, ROBINSON, TX 76706-4602 |
| Document Number | 0000007760 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026007760 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3320 FERNDALE DR, WACO, TX 76706-4255 |
| Document Number | 0000019180 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 201 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510 |
| Document Number | 0000019180 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 19180 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Jun 10, 2022 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,210 (-1.64%) Land $22,883 Building $121,327 | $144,210 (-1.64%) Land $22,883 Building $121,327 | |
| 2025 | $3,296.00 (+2.68%) | $146,610 (+5.79%) Land $20,810 Building $125,800 | $146,610 (+5.79%) Land $20,810 Building $125,800 |
| 2024 | $3,210.00 (+3.35%) | ||
| 2023 | $138,580 Land $20,810 Building $117,770 | $138,580 Land $20,810 Building $117,770 | |
| 2022 | $3,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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