3320 Edgewater Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 3320 Edgewater Dr, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,486 sqft · built 1986
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (May 2016)
Tax Bill$8,309 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN041-R12-000-009-12

Property Details

APN / Parcel Number

Primary APN041-R12-000-009-12

Interior

Full Baths2 Baths
Building Area2,486 sqft Living Area
1st Floor Area1,737 sqft
Basement Area1,737 sqft
Unfinished Basement1,737 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Lot Area30,056 sqft (0.69 acres)
Garage Area576 sqft

Location & Zoning

Street Address3320 EDGEWATER DR
CityCHEBOYGAN
StateMI
Zip49721-8462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROYAL GRANT NO 2 PLAT, LOT 12 & S1/2 OF LOT 11. (SEC 9, T38N,R2W) CERTIFICATE #30 ISSUED 10-7-90 1246/700;1305/801
Legal Range02W
Legal Township012
Legal Section09
Legal SubdivisionROYAL GRANT NO 2
Legal Lot Number11-12
JurisdictionCHEBOYGAN MI
Township / Civil DivisionBEAUGRAND
Census Block Group1
Census Block1068
Census Tract960100

Owner

3320 Edgewater Dr is owned by two individuals who bought it in May 2016.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1208 BROOKHAVEN WOODS CT NE, BROOKHAVEN, GA 30319-3880
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2016 · Amount on File
Deed SaleMay 6, 2016 · Amount on File
Deed Book / Page1305 / 801
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address3320 EDGEWATER DR, CHEBOYGAN, MI 49721-8462
Transaction TypeMortgage
Record UpdatedJun 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1122 ASHTON BLUFF DR NE, BROOKHAVEN, GA 30319-5398

Mortgage

Document Number0000001483/0000000266
DateMay 13, 2022
Book Page0000001483/0000000266
Lender
NameUNITED WHOLESALE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3320 Edgewater Dr was $8,309.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionBeaugrand Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,900$563,800
2025$8,309.00
2023$230,800$461,600
2022$7,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3320 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Presque Isle Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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