3320 E Ridge Dr, Bettendorf, IA 52722 Property Records

Scott County property record for 3320 E Ridge Dr, Bettendorf, IA 52722

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,008 sqft · built 1984
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2025)
Tax Bill	$6,367 (2026)
Deeds & Mortgages	Mar 2005 Line of Credit Aug 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`841449403`

Property Details

APN / Parcel Number

Primary APN	`841449403`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,008 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,362 sqft
Finished Basement	600 sqft
Unfinished Basement	762 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Tudor
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,594 sqft (0.358 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	186 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3320 E RIDGE DR
City	BETTENDORF
State	IA
Zip	52722-5376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL RIDGE 4TH ADD LOT: 003 QUAIL RIDGE 4TH ADD
Legal Subdivision	QUAIL RIDGE 4TH ADD
Legal Lot Number	3
Jurisdiction	SCOTT IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	2
Census Block	2015
Census Tract	13702

Owner

3320 E Ridge Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2005	Deed of Trust, Mortgage · Line of Credit DEERE & COMPANY CU
Aug 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY NA
Jun 5, 2015	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2025	Warranty Deed, Transfer · Line of Credit MARCIA L CARVER TRUST
Jul 1, 2024	Legal Action/Court Order, Foreclosure · Line of Credit DEWITT BANK & TRUST CO
Aug 29, 2016	Warranty Deed, Transfer
Jun 26, 2014	Warranty Deed, Transfer · VA Mortgage RUHL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on File
Deed Sale	Jun 17, 2025 · Amount on File
Prior Sale	Jul 1, 2024 · Amount on File
Deed Document Number	202511110
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500007855
Date	Mar 15, 2005
Instrument	2005-00007855

Lender

Name	DEERE & COMPANY CU
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Mar 14, 2012

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376

Mortgage

Document Number	2025014898
Date	Aug 4, 2025
Instrument	2025-014898

Lender

Name	AMERICAN BANK & TRUST COMPANY NA
Type	Private Party
Address	4301 E 53RD ST, DAVENPORT, IA 52807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500013855
Date	Jun 5, 2015
Instrument	2015-00013855

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Sep 1, 2044

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jun 17, 2025
Property Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376
Document Number	2025011110
Instrument Date	Jun 3, 2025
Instrument	2025-011110
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376

Mortgage

Document Number	2025011111
Date	Jun 17, 2025
Instrument	2025-011111

Lender

Name	MARCIA L CARVER TRUST
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	Jan 13, 2026

July 2024: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	SCOTT IA
Recording Date	Jul 1, 2024
Property Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376
Document Number	2024010916
Instrument Date	Jun 28, 2024
Instrument	2024-010916
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25865 VALLEY DR, BETTENDORF, IA 52722-7313

Mortgage

Document Number	2024010917
Date	Jul 1, 2024
Instrument	2024-010917

Lender

Name	DEWITT BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2025

Interest

Change Frequency	Monthly

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 29, 2016
Property Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376
Document Number	201600023690
Instrument Date	Aug 3, 2016
Instrument	2016-00023690
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jun 26, 2014
Property Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376
Document Number	201400015139
Instrument Date	Jun 24, 2014
Instrument	2014-00015139
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3320 E RIDGE DR, BETTENDORF, IA 52722-5376

Mortgage

Document Number	201400015141
Date	Jun 26, 2014
Instrument	2014-00015141

Lender

Name	RUHL MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 3320 E Ridge Dr was $6,367, up 3% from the year before.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bettendorf City
County	Scott County
Unified School District	Pleasant Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,367.00 (+3.03%)	$538,600 (+22.83%) Land $78,000 Building $460,600	$538,600 (+22.83%) Land $78,000 Building $460,600
2025	$6,180.00 (-2.83%)	$438,500 Land $78,000 Building $360,500	$438,500 Land $78,000 Building $360,500
2024	$6,360.00
2023		$413,100 Land $49,900 Building $363,200	$413,100 Land $49,900 Building $363,200
2022	$6,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3320 E Ridge Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2001)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Apr 2001 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, Apr 2001 · 2 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 E Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IOWA-AMERICAN WTR CO-DAVENPORT private · serves 147,720 people · EPA ID IA8222001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, T-Mobile.

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