3320 E Pedersen Trl, Phelps, WI 54554 Property Records

Vilas County property record for 3320 E Pedersen Trl, Phelps, WI 54554 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	9.64 acres (420,354 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,200 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-507`

Property Details

APN / Parcel Number

Primary APN	`18-507`
Alternative APN	`2 GL 2-2`

Exterior

Lot Area	420,354 sqft (9.64 acres)

Location & Zoning

Street Address	3320 E PEDERSEN TRL
City	PHELPS
State	WI
Zip	54554-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT GOVT LOT 2
Jurisdiction	VILAS WI
Township / Civil Division	PHELPS
Census Block Group	1
Census Block	1070
Census Tract	950202

Owner

Source: Vilas County records · APN 18-507

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3904 ASHLAND AVE, WAUSAU, WI 54403-8144
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage INCREDIBLEBANK
Aug 15, 2019	Deed of Trust, Mortgage · Construction Mortgage RIVER VALLEY BANK
Feb 01, 2018	Deed of Trust, Mortgage · Line of Credit RIVER VALLEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	3320 E PEDERSEN TRL, PHELPS, WI 54554-9281
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 ASHLAND AVE, WAUSAU, WI 54403-8144

Mortgage

Document Number	0000600869
Date	Apr 25, 2023
Instrument	600869

Lender

Name	INCREDIBLEBANK
Type	Bank
Address	WAUSAU, WI 54403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	3320 E PEDERSEN TRL, PHELPS, WI 54554-9281
Transaction Type	Mortgage
Record Updated	Sep 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	564262
Date	Aug 15, 2019
Instrument	564262

Lender

Name	RIVER VALLEY BANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	3320 E PEDERSEN TRL, PHELPS, WI 54554-9281
Transaction Type	Mortgage
Record Updated	Mar 07, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	551819
Date	Feb 01, 2018
Instrument	551819

Lender

Name	RIVER VALLEY BANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Vilas County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Phelps Town
Unified School District	Phelps School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,200.00 (+11.49%)	$619,600 (-) Land $275,800 Building $343,800
2023	$6,458.00	$619,600 Land $275,800 Building $343,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vilas County (55125C), updated June 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551259502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: SonicNet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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