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3320 E 3rd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 3320 E 3rd Ave, Stillwater, OK 74074 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 1981
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Nov 2025)
Tax Bill$2,193 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jul 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN19N03E-18-2-SC620-003-0013

Property Details

APN / Parcel Number

Primary APN19N03E-18-2-SC620-003-0013
Alternative APNs
  • 600025649
  • 25649

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,325 sqft Living Area
1st Floor Area1,325 sqft
CellarCellar

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeMixed
Garage Area378 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area16 sqft
Patio Area130 sqft
Shed1 Shed
Shed Area90 sqft
Canopy150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number25649
Street Address3320 E 3RD AVE
CitySTILLWATER
StateOK
Zip74074-8307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLINS ADD-51 EAST BLK 3 LOT 13
Legal Range03E
Legal Township19N
Legal Section18
Legal SubdivisionCOLLINS ADD-51 EAST
Legal Block3
Legal Lot Number13
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group3
Census Block3009
Census Tract10600

Owner

Source: Payne County records · APN 19N03E-18-2-SC620-003-0013

Assessment roll updated February 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3320 E 3RD AVE, STILLWATER, OK 74074-8307
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Jul 11, 2024Warranty Deed, Transfer · Conventional Mortgage
USAA FSB
Jul 22, 2021Warranty Deed, Transfer · VA Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2025 · Amount on Record
Deed SaleNov 03, 2025 · Amount on Record
Prior SaleJul 11, 2024 · Amount on Record
Deed Document Number202512154
Deed Book / Page2899 / 620
Prior Transfer DateJul 22, 2021
Prior Transfer Doc0000009398
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateNov 03, 2025
Property Address3320 E 3RD AVE, STILLWATER, OK 74074-8307
Document Number0028990620
Book / Page2899 / 620
Instrument DateOct 29, 2025
InstrumentI-2025-012154
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyOKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3320 E 3RD AVE, STILLWATER, OK 74074-8307

Mortgage

Document NumberI2025012155
DateNov 03, 2025
InstrumentI-2025-012155
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateJul 11, 2024
Property Address3320 E 3RD AVE, STILLWATER, OK 74074-8307
Document Number0028120415
Book / Page2812 / 415
Instrument DateJul 10, 2024
InstrumentI-2024-006798
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyAMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12024006799
DateJul 11, 2024
Instrument1-2024-006799
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateJul 22, 2021
Property Address3320 E 3RD AVE, STILLWATER, OK 74074-8307
Document Number0026440022
Book / Page2644 / 22
Instrument DateJul 22, 2021
Instrument2021-009399
Transaction TypeTransfer
Record UpdatedNov 17, 2025
Title CompanyAMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3320 E 3RD AVE, STILLWATER, OK 74074-8307

Mortgage

Document Number2021009400
DateJul 22, 2021
Instrument2021-009400
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Payne County records · Assessment roll updated February 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,193.00 (+26.69%) Homeowner's exemption$18,020 (-) Land $2,866 Building $15,154
2024$1,731.00 (+3.41%) Homeowner's exemption$18,020 (+3%) Land $2,866 Building $15,154$188,590 (+7.16%) Land $30,000 Building $158,590
2023$1,674.00 (+3.46%) Homeowner's exemption$17,495 (+3%) Land $2,982 Building $14,513$175,990 (+18.11%) Land $30,000 Building $145,990
2022$1,618.00 Homeowner's exemption$16,986 Land $2,280 Building $14,706$149,000 Land $20,000 Building $129,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401190106003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
1 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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